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Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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I was having trouble with another lending company. The process was taking way to long and they kept increasing the loan amount for no reason it seemed. contacted heidi and it was so smooth and simple. everything was explained completely and...
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Reply from Heidi Gage
December 16th, 2023 01:56 PM
I'm incredibly grateful for your kind words, Beraka! It's always my top priority to ensure the lending process is smooth and clear for all my clients, and I'm thrilled I could assist you in this way. It's disappointing to hear about your prior...
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Heidi and her team exhibited professionalism and leadership skills that set them above other lenders. Communication was frequent, direct, and positive. The entire team was eager to make the loan a success; identifying risks and problems forthrightly,...
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Reply from Heidi Gage
February 15th, 2024 02:25 PM
Thank you so much, Juan, for your kind words and for rating us 5 stars! I'm thrilled to hear that you appreciated our communication and problem-solving skills throughout the process. It was a pleasure to work with you and make your loan a success....
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Heidi was awesome! She kept me up to date every step of the way and throughly took the time to explain and clarify any questions that I had. She’s professional, detailed, and superb customer service. I would highly recommend her services to...
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Reply from Heidi Gage
December 16th, 2023 01:59 PM
Thank you so much for your kind words, Marquiana. I truly appreciate you taking the time to share your experience with NFM Lending. I'm thrilled to hear that you felt well-informed and taken care of throughout the process. Your recommendation...
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Heidi was essential for getting our loan across the finish line, her knowledge and expertise of the renovation loan process made this entire experience possible
Reply from Heidi Gage
October 30th, 2023 04:18 PM
I appreciate your feedback, Jacob. I'm glad to hear that you felt supported throughout the lending process with NFM Lending. However, I noticed that you gave a 3.5 star rating and I would like to know how we could have made your experience...
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Heidi Gage really helped us get through the process a lot faster than we thought possible. She was very knowledgeable and super easy to work with!
Reply from Heidi Gage
October 30th, 2023 01:20 PM
Thank you for your feedback, Brandon. I'm really glad to hear I was able to expedite the process for you. At NFM Lending, we always aim to provide efficient and knowledgeable service. It was a pleasure working with you and I'm here should you...
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I wish the communication was better but over all they were amazing
Reply from Heidi Gage
October 30th, 2023 04:19 PM
Thank you for your feedback, Katie. I apologize if the communication during the process did not meet your expectations. Your comment helps me understand where improvements can be made. I'm glad to hear that overall, you found our service at...
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We love working with Heidi, she is very knowledgeable, proficient, timely/fast, just knows what needs to be done and kind through the whole process. She’s an asset for NFM for sure. We love & doing business with her.
Reply from Heidi Gage
October 18th, 2023 06:51 PM
Thank you so much for your kind words, Denise! I'm glad to hear that you had a positive experience working with me. Your satisfaction is my main goal and I strive to be as knowledgeable and efficient as possible. I greatly appreciate your feedback...
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Heidi at NFM Lending helped us obtain a renovation loan for a major renovation on a house we purchased. She and her team were very communicative, responsive, and professional and guided us through the entire process. This was an entirely new...
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Reply from Heidi Gage
October 18th, 2023 06:51 PM
Thank you so much for your kind words, Evan. I'm thrilled to hear that you had such a positive experience with our team at NFM Lending. It was truly a pleasure to assist you with your renovation loan and guide you through the process as first-time...
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Heidi handled a lot of things - getting us approved and closing on a mortgage, managing contractors for work that needed to be done to the house, providing updates. She was very competent and i felt comfortable knowing she was working to give...
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Reply from Heidi Gage
October 18th, 2023 06:52 PM
Thank you so much for your kind words, Robert. I'm thrilled to hear that you felt comfortable with the mortgage process and the management of the necessary contractors. It was my pleasure to help you achieve the best results and I strive to...
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The team at NFM is very professional and prompt. They were on top of my mortgage process from the initiation into closing, and have continued to ve a great help through my renovation process. I'd recommend them to anyone looking for a committed...
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Reply from Heidi Gage
October 18th, 2023 06:53 PM
Thank you so much for your kind words, Joseph. I'm delighted to hear that you had a positive experience with our mortgage process at NFM Lending. Our team always strives to provide prompt and professional service, and we're glad we could be...
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
