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Heidi Gage at NFM Lending - Renovation Loan Manager/Loan Originator | NMLS# 213769 in Linthicum Heights, MD
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Heidi Gage at NFM Lending

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Renovation Loan Manager/Loan Originator | NMLS# 21...

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I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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5 Star
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Reviews from Web
  • Encompass
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    Damon M R
    Randallstown, MD
    Posted on March 3rd, 2024 02:13 PM
    We had the best experience working the NFM team. Everyone was very responsive and knowledgeable. Peter and Heidi were both great to work with and made this process run smoothly. We will be recommending them to our family and friends.
    Reply from Heidi Gage
    March 3rd, 2024 02:49 PM
    I'm thrilled to hear about your positive experience with our team at Main Street Home Loans, a division of NFM Lending. It was indeed a pleasure assisting you throughout the process and ensuring that everything ran smoothly. Your recommendation...
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  • Encompass
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    Anthony R
    Bowling Green, OH
    Posted on March 1st, 2024 02:38 PM
    Both Colleen and Heidi helped me so much throughout the process! They both made it easy to progress further into this huge life milestone, answering any questions openly along the way. Most importantly, I always felt like they were advocates...
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    Reply from Heidi Gage
    March 3rd, 2024 02:50 PM
    Thank you so much for your wonderful review, Anthony! I'm thrilled to hear that both Colleen and I were able to guide you through this pivotal life milestone. Your kind words truly mean a lot to us. We strive to be advocates for our clients...
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  • Encompass
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    ARTHUR H F
    Williamstown, NJ
    Posted on February 16th, 2024 01:35 PM
    ……………………….
    Reply from Heidi Gage
    February 16th, 2024 01:56 PM
    I'm thrilled to hear that you had a great experience with NFM Lending, Arthur. Your 5-star review means a lot to me. I aim to provide the best service to my clients and your feedback reassures me that I'm doing a good job. If you need anything...
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    Gojart C
    Marlton, NJ
    Posted on February 15th, 2024 02:02 PM
    Very efficient
    Reply from Heidi Gage
    February 15th, 2024 02:19 PM
    I'm thrilled to hear that you found my service efficient, Gil! It's my top priority to ensure a smooth and streamlined process for all my clients. Thank you for choosing NFM Lending and for your generous rating of 5 stars. Don't hesitate to...
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    Jordan B
    Baltimore, MD
    Posted on February 12th, 2024 03:03 PM
    Heidi worked hard to make sure I was qualified and comfortable with the loan terms!
    Reply from Heidi Gage
    February 15th, 2024 02:19 PM
    I really appreciate your encouraging words, Jordan. It's fantastic to know that you felt comfortable and confident with the loan terms. Your satisfaction is always my top priority. I'm pleased that I was able to help you at NFM Lending. Thanks...
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    Timothy C C
    Jackson, GA
    Posted on January 14th, 2024 05:41 PM
    Heidi and her team did great
    Reply from Heidi Gage
    February 15th, 2024 02:18 PM
    I'm so pleased to hear that you had a positive experience with my team and me, Caleb! Your feedback means a lot to us at NFM Lending and it's wonderful to know that our hard work is appreciated. We always aim to provide the best service for...
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  • Encompass
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    Oliver E T
    Cincinnati, OH
    Posted on December 28th, 2023 07:22 PM
    I had a great experience. I am currently going through the renovation process but the close went smoothly. Heidi is a great person to work with!
    Reply from Heidi Gage
    February 15th, 2024 02:18 PM
    I'm thrilled to hear you had such a positive experience, Oliver! I'm pleased that the closing process went smoothly for you. It's been a pleasure working with you on your renovation process. Thank you for the kind words and the 5-star rating....
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    Alejandro C
    Yucca Valley, CA
    Posted on December 26th, 2023 04:09 PM
    Great experience. Good communication and prompt service
    Reply from Heidi Gage
    December 26th, 2023 04:31 PM
    I'm truly grateful for your kind words, Alejandro. It was a pleasure to work with you and provide the prompt service you needed. Your feedback means a lot to everyone here at NFM Lending. Thank you for taking the time to leave a review and...
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  • Encompass
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    Angie S
    Roxbury, MA
    Posted on December 21st, 2023 04:01 PM
    Heidi provides exceptional customer service! She is dedicated and ensured I knew the status of my loan or if there were any issues that arose, despite it being after work hours or on the weekends. Her resourcefulness saved my real estate transaction...
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    Reply from Heidi Gage
    December 26th, 2023 04:30 PM
    I'm truly overjoyed by your kind words, Angie. Ensuring that my clients are updated and informed throughout each step of their loan process is of utmost importance to me, so I'm glad you felt supported. It was an honor to work with you on your...
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    Gloria J
    Capitol Heights, MD
    Posted on December 16th, 2023 12:15 PM
    Heidi was an absolute joy to work with. She and her team are extremely knowledgeable, and took the time to make sure I understood everything that was going on throughout the process. I will highly recommend her to anyone looking to finance....
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    Reply from Heidi Gage
    December 16th, 2023 01:56 PM
    I'm sincerely grateful for your kind words and five-star review, Gloria. My team and I strive to provide the best service possible, ensuring our clients have a clear understanding of the process. Your feedback rewards us for our efforts and...
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    About
    I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    FHA
    Purchase and Refinance
    Renovation Loans - FHA, VA, Conventional
    Renovation Loan Financing for Purchase
    Renovation Loan Financing for Refinance
    Fannie Mae Homestyle
    FHA 203(k) Standard and Limited
    VA Renovation
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    Positions
    • NFM Lending - Renovation Loan Manager
      Sep 10th, 2021 - Current
    • Movement Mortgage - Regional Renovation Manager
      Nov 1st, 2013 - Sep 1st, 2021
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    Memberships
    • GBBR
    • WCR
    • NAR
    • View All
    Addresses and Serving Areas

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 213769
    Videos
    Achievements
    • Top 1% Mortgage Originator - Mortgage Executive Magazine
    Hobbies
    • Travel
    • Renovations
    • Horses
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.