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Heather Sapp - Loan Originator | NMLS# 1277020 in Toledo, OH

Heather Sapp

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Loan Originator | NMLS# 1277020

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Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into... Show More
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  • SFTP
    J
    Jessica S
    Toledo, OH
    Posted on June 19th, 2025 11:24 AM
    Heather was very quick to answer any questions we had and even some she didn't know the answers for she got us answers.
    Reply from Heather Sapp
    June 19th, 2025 01:33 PM
    I'm glad I could assist you by promptly addressing your questions and finding answers to those I didn't have immediately. Your satisfaction is important, and I appreciate your kind words. If you need further assistance, please don't hesitate...
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  • SFTP
    M
    Michele W
    Northwood, OH
    Posted on June 15th, 2025 01:26 AM
    Heather was initially very responsive to my questions. She even called me the day she had a close family member pass away. As the process progressed, she became less responsiv. she had to send our paperwork several times for me to sign because...
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    Reply from Heather Sapp
    June 16th, 2025 03:33 PM
    Thank you for sharing your experience, Michele. I apologize for any confusion or inconvenience you encountered during the loan process. Clear communication is crucial, and I regret any misunderstandings regarding fees, escrow, and the handling...
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  • SFTP
    K
    Kevin S
    Toledo, OH
    Posted on June 13th, 2025 12:07 PM
    The only critque I have is that appraisal took a hit long to schedule and then once scheduled, they were gonna take long to come out. Other agent on the deal helped speed along the appraisal process. But you communicated wel and were available...
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    Reply from Heather Sapp
    June 16th, 2025 03:34 PM
    I'm glad to hear that you appreciated the communication and availability throughout your mortgage process. I understand the appraisal scheduling was a bit delayed, and I appreciate your patience as we worked through that. Thank you for your...
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  • SFTP
    S
    Scott S
    Toledo, OH
    Posted on June 6th, 2025 03:09 PM
    Heather is exceptional in the loan service industry. I have worked with many lenders throughout the years and she is definately top notch. Provides knowledge of all types of loans that are vailable and assists buyers with determining their...
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    Reply from Heather Sapp
    June 6th, 2025 07:11 PM
    Thank you, Scott, for your kind words. I am thrilled to hear that you found my services exceptional. It was a pleasure assisting you with your loan needs and helping you explore the best options available. Your feedback is greatly appreciated....
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  • SFTP
    M
    Myanna E
    Toledo, OH
    Posted on June 5th, 2025 12:40 AM
    Informed Reps who were friendly and supportive
    Reply from Heather Sapp
    June 5th, 2025 01:09 AM
    I'm glad to hear that you found our team to be friendly and supportive throughout your mortgage process. It was a pleasure assisting you with your purchase, and I appreciate your feedback. If there's anything more we can do to improve your...
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  • SFTP
    A
    Alexander W
    Swanton, OH
    Posted on May 30th, 2025 10:33 PM
    Matt was amazing
    Reply from Heather Sapp
    June 5th, 2025 01:09 AM
    I'm glad to hear that Matt was able to provide you with excellent service during your loan process. At Howard Hanna Mortgage Services, we strive for exceptional customer experiences, and your feedback is greatly appreciated. If there's anything...
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  • SFTP
    A
    Amelia W
    Swanton, OH
    Posted on May 27th, 2025 01:15 PM
    Easy, Helpful, First time friendly
    Reply from Heather Sapp
    May 27th, 2025 03:11 PM
    I'm thrilled to know that your first-time home purchase experience was easy and helpful. It was a pleasure to assist you, and I'm glad to have been part of your journey with Howard Hanna Mortgage Services. If you have any future questions or...
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  • SFTP
    M
    Michael B
    Mc Clure, OH
    Posted on May 24th, 2025 01:10 PM
    When I was searching for a house to buy. I didn't think it really was possible. Chad was very patient with me when looking at houses. He was honest about the condition of the houses and their worth. Then I got Preapproved. Heather Sapp really...
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    Reply from Heather Sapp
    May 24th, 2025 01:58 PM
    I'm glad to hear that you were able to find and purchase a home successfully. It's wonderful that Chad was able to assist you with patience and honesty during your search. I appreciate your feedback regarding the communication and closing cost...
    read more
  • SFTP
    T
    Thomas B
    Toledo, OH
    Posted on May 22nd, 2025 06:35 PM
    Made everything as easy as possible for me always willing to helo with whatever
    Reply from Heather Sapp
    May 22nd, 2025 09:06 PM
    I'm thrilled to hear that your experience was seamless and that I could assist you effectively throughout the process. It was a pleasure to help with your purchase at Howard Hanna Mortgage Services. If you need anything in the future, feel...
    read more
  • SFTP
    F
    Frank G
    Defiance, OH
    Posted on May 7th, 2025 04:11 PM
    Heather went above and beyond to help get the loan processed. She answered all my questions in a timely manner.
    Reply from Heather Sapp
    May 7th, 2025 04:43 PM
    I'm thrilled to hear that you had a positive experience with your loan process. It was a pleasure assisting you, and I'm glad I could help by answering your questions promptly. Thank you for your kind words.
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    About
    Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into the right loan program that fits your needs. You can expect open and honest communication throughout the whole process as I know first-hand how stressful it can be. My number one goal is to make sure that you have the best experience possible so that you want to tell all of your family and friends! Referrals are the heart of my business!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    Specialities
    Mortgages, Refinances, and Credit Repair
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    Positions
    • Howard Hanna Mortgage Services - Mortgage Loan Officer
      Jul 25th, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1277020
    Hobbies
    • Riding Harleys
    • Traveling
    • Horse Back Riding
    Disclaimer

    Equal Housing Lender

    NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.