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Heather Sapp - Loan Originator | NMLS# 1277020 in Toledo, OH

Heather Sapp

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Loan Originator | NMLS# 1277020

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Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into... Show More
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  • SFTP
    C
    Christopher H
    Perrysburg, OH
    Posted on April 23rd, 2025 01:16 PM
    Good communication, and genuine concern for putting together the right package for my situation. Heather went above and beyond.
    Reply from Heather Sapp
    April 23rd, 2025 01:42 PM
    I'm delighted to hear that you appreciated the communication and personalized service during your mortgage process. It was a pleasure assisting you, and I am grateful for your kind words. If you need any further assistance, please feel free...
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  • SFTP
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    Jacquelyn B
    Perrysburg, OH
    Posted on April 23rd, 2025 12:07 PM
    Great and fast communication by Heather.
    Reply from Heather Sapp
    April 23rd, 2025 01:43 PM
    I'm glad to hear that you were satisfied with the communication during your purchase process. It was a pleasure assisting you, and I appreciate your feedback. If you have any further questions or need assistance in the future, please feel free...
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  • SFTP
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    Kam W
    Perrysburg, OH
    Posted on April 19th, 2025 05:38 PM
    My clients were happy with the Buy, Borrow, Bundle deal and Heather's presentation of it. Loved the cost savings and that they didn't have to write a contingent offer. Heather was great to work with!
    Reply from Heather Sapp
    April 23rd, 2025 01:43 PM
    I'm thrilled that your clients were satisfied with the Buy, Borrow, Bundle deal and appreciated the cost savings. It was a pleasure working with you and ensuring a smooth process without a contingent offer. Thank you for your positive feedback!...
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  • SFTP
    R
    Rhonda W
    Toledo, OH
    Posted on April 14th, 2025 01:30 PM
    Heather was a total joy to work with! She was very knowledgeable and responded rather quickly to any request. My overall expierence was a 10 out of 10 hands down!!! Heather Rocks!!!!!!
    Reply from Heather Sapp
    April 14th, 2025 01:34 PM
    I'm thrilled to hear that your experience was exceptional, Rhonda. It was a pleasure working with you, and I'm glad I could assist with your client's purchase. Your kind words mean a lot to me. Thank you!
  • SFTP
    K
    Kristina S
    Oregon, OH
    Posted on April 12th, 2025 09:34 AM
    Punctual communication and commitment to making sure we understood what was happening throughout the process.
    Reply from Heather Sapp
    April 14th, 2025 01:34 PM
    I'm thrilled to hear that you appreciated the punctual communication and clarity throughout your purchase process. It was a pleasure working with you, and I'm glad I could assist in ensuring everything was clear and understandable. Thank you...
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  • SFTP
    L
    Lisa S
    Oregon, OH
    Posted on April 10th, 2025 01:55 AM
    Heather has always taken the time to answer all my questions along with taking an educational approach with my buyers. Heather is professional and always keeps my clients as well as myself informed throughout the transaction.
    Reply from Heather Sapp
    April 10th, 2025 02:55 PM
    I'm glad to hear that you had a positive experience with my services. It was a pleasure assisting you and your buyers, and I appreciate your kind words about my educational approach and professionalism. Thank you for your feedback and trust...
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  • SFTP
    D
    Dennis W
    Napoleon, OH
    Posted on April 8th, 2025 09:27 AM
    It was a amazing experience working with the Howard Hanna Group for finding and getting my house!
    Reply from Heather Sapp
    April 8th, 2025 04:56 PM
    I'm thrilled to hear that you had an amazing experience with Howard Hanna Mortgage Services in finding and purchasing your home. It was a pleasure working with you, and I appreciate your kind words. If you need any further assistance, please...
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  • SFTP
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    Vera E
    Fremont, OH
    Posted on March 24th, 2025 09:52 PM
    She made a scary, nerve racking situation for me buying a home so easy to understand each step. Whenever I had concerns or questions she was there immediately to help me. Heather is a very special lady and I thank her for everything.
    Reply from Heather Sapp
    March 25th, 2025 01:58 AM
    Vera, I'm truly touched by your kind words. It was my pleasure to guide you through the home buying process and make it less daunting. I'm so glad I could help address your concerns and questions along the way. Thank you for trusting me with...
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  • SFTP
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    Beth A B
    Wauseon, OH
    Posted on March 22nd, 2025 04:33 PM
    Heather is always there to help answer questions, calm the nerves and work to get the clients to the closing table (on or before contract date). Thank you Heather!
    Reply from Heather Sapp
    March 24th, 2025 05:27 PM
    Hi Beth, Thank you so much for your kind words! I’m really glad I could help make the process smoother for you. It's always my goal to ensure everything goes as seamlessly as possible, and I'm thrilled we could meet your closing date. If you...
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  • SFTP
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    Linda R
    Edon, OH
    Posted on March 15th, 2025 12:48 PM
    Heather was awesome she was on this every step of the way she kept me informed and the client informed . If it wasn't for her we wouldn't have closed when we did . Excellent job
    Reply from Heather Sapp
    March 15th, 2025 02:01 PM
    Thank you so much, Linda! It was a pleasure working with you and ensuring everything went smoothly. I'm thrilled we were able to close on time, and I'm glad to have been part of your journey. Your feedback truly means a lot to me. Wishing you...
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    About
    Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into the right loan program that fits your needs. You can expect open and honest communication throughout the whole process as I know first-hand how stressful it can be. My number one goal is to make sure that you have the best experience possible so that you want to tell all of your family and friends! Referrals are the heart of my business!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    Specialities
    Mortgages, Refinances, and Credit Repair
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    Positions
    • Howard Hanna Mortgage Services - Mortgage Loan Officer
      Jul 25th, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1277020
    Hobbies
    • Riding Harleys
    • Traveling
    • Horse Back Riding
    Disclaimer

    Equal Housing Lender

    NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.