Heather Sapp
Loan Originator | NMLS# 1277020
Who you work with Matters!
When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into... Show More
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U know buying a house can be the most stressful thing in life to do. But Heather Sapp took all the stress away. She was prompt on getting back with us, answering all questions, but if she cldnt, she pointed in the right direction. Overall the...
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Reply from Heather Sapp
August 31st, 2026 10:23 PM
Christopher, I'm grateful for your kind words. It's wonderful to hear that I could help alleviate the stress of buying a house and provide you with a positive experience. Thank you for your high recommendation—it means a lot to me!
Heather's commincation is fantasic, my clients really appreciated that! great job!!
Reply from Jim Axner
August 31st, 2026 05:03 PM
Bradley, thank you for your kind words. It's great to hear that Heather's communication has been beneficial for your clients. Your feedback is greatly appreciated. THANK YOU for your support and partnership!
Heather is THE BEST I will not use anyone else. she is great at what she does. Howard Hanna Mortgage should be proud to have Heather as their representative because she knows what she's doing and she knocked it out if the park. I will say underwriting...
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Reply from Heather Sapp
August 25th, 2026 05:55 PM
Makayla, thank you for your kind words and for your continued trust in me. I'm grateful to hear that you had a positive experience with my assistance. I apologize for the stress caused by the timing of the underwriting process, and I appreciate...
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Through thick and thin Heather stayed by and helped where she could as she could! This ranged from advice, to next steps, what to potentially expect, showing a variety of different possibilities per the topic at hand, and helped assure things...
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Reply from Heather Sapp
August 8th, 2026 12:19 PM
Justin, I appreciate your kind feedback. I'm glad to have been able to support you through every step and provide the guidance you needed. Your satisfaction means a lot to me. Thank you for acknowledging my efforts!
Questions were address and answered in a timely manner
Reply from Jim Axner
April 28th, 2026 06:30 PM
Thomas, we're pleased to hear that your questions were addressed and answered in a timely manner. Thank you for sharing your positive experience with Heather Sapp at Howard Hanna!
Heather was great. She was available to answer questions in the evenings and weekends. She was so friendly. It was like working with a good friend.
Reply from Jim Axner
April 10th, 2026 10:51 PM
Sandra, it's wonderful to hear that Heather's availability and friendly approach made your experience feel personal and comfortable. We value creating a supportive environment for our clients, especially during such significant purchases. If...
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Heather worked hard to get my clients into their dream home. Communication was great! Thankful for a smooth quick transaction
Reply from Heather Sapp
March 4th, 2026 03:50 PM
Your feedback is valued, Alicia. I'm pleased to hear that the communication and transaction met your expectations and that your clients were able to get into their dream home smoothly. It was a pleasure assisting you, and if there's anything...
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Heather was able to get a clear to close in 17 business days! We were able to close a week ahead of schedule. Our client was very happy with entire process from application to keys!
Reply from Heather Sapp
February 17th, 2026 06:08 PM
Jordyn, getting the clear to close in such a short time frame is a team effort, and I'm really pleased to hear that the process was smooth for you and your client. It's great that we could exceed expectations and close ahead of schedule. Should...
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They were very helpful and attentive and explained everything that I asked and were patient when I had 401K issues
Reply from Jim Axner
December 30th, 2025 08:01 PM
It's great to hear that you felt supported and well-informed during your experience with us. Being helpful, attentive, and patient are key priorities we strive to uphold, especially when navigating complex matters like 401K issues. If there's...
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Heather was very helpful and answered all my questions
Reply from Heather Sapp
November 15th, 2025 10:40 PM
Elizabeth, thank you for sharing your thoughts. I'm pleased to hear that I could be helpful and provide the answers you needed. If there is anything else you'd like to discuss or any additional assistance you require, don't hesitate to reach...
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About
Who you work with Matters!
When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into the right loan program that fits your needs. You can expect open and honest communication throughout the whole process as I know first-hand how stressful it can be. My number one goal is to make sure that you have the best experience possible so that you want to tell all of your family and friends! Referrals are the heart of my business!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Specialities
Mortgages, Refinances, and Credit Repair
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Positions
- Howard Hanna Mortgage Services - Mortgage Loan OfficerJul 25th, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1277020
Hobbies
- Riding Harleys
- Traveling
- Horse Back Riding
Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.