Heather Calvo at Waterstone Mortgage NMLS #10...
Senior Mortgage Advisor
Heather Calvo is an experienced mortgage professional with more than 20 years in the financial and mortgage industries, serving homebuyers throughout Florida's Emerald Coast. She specializes in helping first-time homebuyers, military famili... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Contacted her in regards to wanting to build my credit to be able to purchase a home. Very helpful and gave me the information and advise I need to start working on buying my first home.
Reply from Owner
March 16th, 2016 12:00 AM
It was my pleasure to help out Tina. If you need anything along the way please don't hesitate to call me.
I definitely couldn't have made it through the home buying process without Heather's help! She is truly awesome at what she does and is very knowledgeable any questions we had she always had an answer. I would recommend her to anyone!
Reply from Owner
March 16th, 2016 12:00 AM
It was a pleasure working with you and hope you are enjoying your new home.
I am currently in the military and on a constant rotation of deployments and I was looking to buy a house. I reached out to a local realtor and was given a few different lenders to call. I reached out to 2 of them and Heather was the quickest...
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Reply from Owner
March 16th, 2016 12:00 AM
Thank you for your business and if you need anything please let me know.
Heather has been simply amazing with this new experience for me. As a first-timer in this process, her credit consulting knowledge has brought my credit score up dramatically in the past eight months and has alleviated a ton of stress from...
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Reply from Owner
March 9th, 2016 12:00 AM
Thank you for such an amazing review. I truly enjoyed helping you.
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About
Heather Calvo is an experienced mortgage professional with more than 20 years in the financial and mortgage industries, serving homebuyers throughout Florida's Emerald Coast. She specializes in helping first-time homebuyers, military families, and homeowners navigate the mortgage process with confidence and clarity. Known for her responsiveness, attention to detail, and personalized approach, Heather takes time to educate clients and provide solutions tailored to their unique goals. Whether purchasing, refinancing, or exploring financing options, she is committed to delivering exceptional service and a smooth, stress-free experience from application to closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1017546
Awards
Disclaimer
State of Illinois Licensee Exempt.Licensed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.State of Idaho Licensee Exempt.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-125355.Massachusetts Mortgage Broker License #MC186434.Washington Consumer Loan Branch Office Licensee #CL-2056275.Arizona Mortgage Banker Branch License #1013904.State of Alabama Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions