Heather Calvo at Waterstone Mortgage NMLS #10...
Senior Mortgage Advisor
Heather Calvo is an experienced mortgage professional with more than 20 years in the financial and mortgage industries, serving homebuyers throughout Florida's Emerald Coast. She specializes in helping first-time homebuyers, military famili... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
All around All Star Team
Heather came in and saved the day when everything was against us. She always responded within 20 minutes of any email. If she didn't have the answer she would find it! I will never use a different loan agent. On behalf of my wife and 3 small...
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Always a smooth transaction! Makes my job as a Realtor much easier!
excellent experience!
I would absolutely recommend Heather to anyone!!! She has been so on point with everything!!! Anytime we had a question she was quick to respond with exactly what we needed or what to look forward to!!! Always reassured us things would be ok...
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Reply from Owner
May 10th, 2023 12:00 AM
It was my pleasure to be apart of this journey! I am so happy for yall.
Heather Calvo has received a review with 5 star rating from Debbie Waters
Heather Calvo has received a review with 5 star rating from Glenmuir Minto
Heather and her team were great to work with. Heather was very communitive and she answered all my questions. She guided me throughout the loan process, which helped me to avoid issues. She was able to work with my situation when other banks...
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Reply from Owner
April 7th, 2023 12:00 AM
Thank you Glen! It was a pleasure working with you.
Heather is an expert at her job - punctual, professional & can navigate the lending process and local market with ease- also a great and caring person who will go the extra mile to make sure all of her clients needs are met above & beyond their...
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Reply from Owner
February 1st, 2023 12:00 AM
Thank you! I truly appreciate your business.
Heather is very responsive and knowable in every aspect of lending. Working with her was a pleasure during the entire home buying process. I highly recommend her ask a lender.
Reply from Owner
May 22nd, 2021 12:00 AM
Thank you for taking the time to write this review, Harold! We are happy to hear your homebuying experience was a smooth and easy process, thanks to Heather. We look forward to working with you again, should you have future homebuying or refinancing...
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About
Heather Calvo is an experienced mortgage professional with more than 20 years in the financial and mortgage industries, serving homebuyers throughout Florida's Emerald Coast. She specializes in helping first-time homebuyers, military families, and homeowners navigate the mortgage process with confidence and clarity. Known for her responsiveness, attention to detail, and personalized approach, Heather takes time to educate clients and provide solutions tailored to their unique goals. Whether purchasing, refinancing, or exploring financing options, she is committed to delivering exceptional service and a smooth, stress-free experience from application to closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1017546
Awards
Disclaimer
State of Illinois Licensee Exempt.Licensed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.State of Idaho Licensee Exempt.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-125355.Massachusetts Mortgage Broker License #MC186434.Washington Consumer Loan Branch Office Licensee #CL-2056275.Arizona Mortgage Banker Branch License #1013904.State of Alabama Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions