Heather Calvo at Waterstone Mortgage NMLS #10...
Senior Mortgage Advisor
Heather Calvo is an experienced mortgage professional with more than 20 years in the financial and mortgage industries, serving homebuyers throughout Florida's Emerald Coast. She specializes in helping first-time homebuyers, military famili... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I love Heathers communication and her attention to detail. She stayed right on top of everything to make sure we have a smooth closing. Thanks again Heather.
I enjoyed working with Heather. She is very professional and down to earth. Due to some factors out of our control, we were not sure if we would be able to close on time but she made magic happen and helped us get to the closing table on our...
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Heather helped us find the perfect program for our needs. Knowledgeable and helpful throughout the total process. Was easy to reach with quick response time.
Heather helped us with our first home purchase, and she exceeded all of our expectations. She was very quick to respond and went out of her way to make sure we were getting the best deal possible. 10/10 would recommend her
The true test of mortgage lenders is not with easy slam dunk deals, but the tough ones that require persistence, patience and creativity. Having just successfully closed a "tough one" with Heather Calvo, I can say she is always rock solid,...
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Reply from Owner
August 17th, 2023 12:00 AM
Thank you Troy! I appreciate the kind words and look forward to our next transaction.
Heather was extremely knowledgeable and tentative. She was able to answer any and every question, all hours of the day. I can’t imagine anyone working harder and more efficiently. She couldn’t have made the process any smoother, by the walking...
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Heather was excellent. Best communication I have received when getting a home loan. Recommend to everyone
Heather Calvo has received a review with 5 star rating from elizabeth allen
Heather Calvo has received a review with 5 star rating from Brian Crenshaw
I will never use another lender. Heather saved the day when things looked bad. Thank you!
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About
Heather Calvo is an experienced mortgage professional with more than 20 years in the financial and mortgage industries, serving homebuyers throughout Florida's Emerald Coast. She specializes in helping first-time homebuyers, military families, and homeowners navigate the mortgage process with confidence and clarity. Known for her responsiveness, attention to detail, and personalized approach, Heather takes time to educate clients and provide solutions tailored to their unique goals. Whether purchasing, refinancing, or exploring financing options, she is committed to delivering exceptional service and a smooth, stress-free experience from application to closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1017546
Awards
Disclaimer
State of Illinois Licensee Exempt.Licensed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.State of Idaho Licensee Exempt.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-125355.Massachusetts Mortgage Broker License #MC186434.Washington Consumer Loan Branch Office Licensee #CL-2056275.Arizona Mortgage Banker Branch License #1013904.State of Alabama Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions