Heather Calvo at Waterstone Mortgage NMLS #10...
Senior Mortgage Advisor
Heather Calvo is an experienced mortgage professional with more than 20 years in the financial and mortgage industries, serving homebuyers throughout Florida's Emerald Coast. She specializes in helping first-time homebuyers, military famili... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Heather is a hard worker who goes above and beyond to get things done in a timely manner. She is reliable, professional, and very proficient in her work. She walks you through every step of the way and assures that you understand what is going...
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Heather and staff were extremely helpful. They took a complicated process, at least for me, and made it simple. Will recommend Heather and staff to others. A+ experience.
Working with Heather Calvo was extremely straightforward. She was able to communicate quickly and helped us understand the process. Definitely recommend!
Heather was amazing. As a first time homebuyer I leaned on her knowledge and transparency throughout the entire process. Her commitment to her job and willingness to go the extra mile for her clients truly sets her apart and made all the difference....
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Heather is very professional and very on top of everything. She walked is through every step. Made it a very easy process. Highly recommend! Extremely satisfied!
This was our second time using Heather C and the WaterStone Mortgage team. She is always responsive and is available for questions when needed. We had the clear to close within days after our offer was accepted. I would definitely recommend...
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Heather is amazing to work with. She responds to questions and concerns very quickly. She helps guide you with required documents and helps you to find resources when you don’t know where to turn. She and her team go above and beyond to help...
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If you have multiple properties, a joint borrower with low credit, high DTI ratio, student loans, a condo on leased land, or any one of these conditions, then Heather and NAF are the ones you want to go to. All the way up to the day of closing,...
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Heather has been absolutely phenomenal !! She has stayed in contact with us through the entire process, helped us understand it and also guided us on the best options. She worked quickly, efficiently, honestly and always kept us up to date....
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Heather Calvo has received a review with 5 star rating from Jolene Anderson
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About
Heather Calvo is an experienced mortgage professional with more than 20 years in the financial and mortgage industries, serving homebuyers throughout Florida's Emerald Coast. She specializes in helping first-time homebuyers, military families, and homeowners navigate the mortgage process with confidence and clarity. Known for her responsiveness, attention to detail, and personalized approach, Heather takes time to educate clients and provide solutions tailored to their unique goals. Whether purchasing, refinancing, or exploring financing options, she is committed to delivering exceptional service and a smooth, stress-free experience from application to closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1017546
Awards
Disclaimer
State of Illinois Licensee Exempt.Licensed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.State of Idaho Licensee Exempt.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-125355.Massachusetts Mortgage Broker License #MC186434.Washington Consumer Loan Branch Office Licensee #CL-2056275.Arizona Mortgage Banker Branch License #1013904.State of Alabama Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions