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Gwen Swain at Waterstone Mortgage NMLS #16198...
Producing Branch Manager

Gwen Swain is a top-producing mortgage professional known for her five-star service and dedication to making the home loan process smooth and stress-free. Recognized as a Top 1% mortgage loan originators nationwide, she has earned multiple ... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Gwen Swain did excellent work. My wife was there and I was Working out of state at the time of closing. Gwen’s team managed to get the signing docs all taken care of and closed on time.
Reply from Owner
January 14th, 2021 12:00 AM
Thank you for your review, Fdreams! The team and I were thrilled we were able to provide you with a positive loan experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or buy...
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Gwen Swain at Waterstone Mortgage NMLS #1619853 has received a review with 5 star rating from Fallon D
Reply from Owner
January 8th, 2026 11:24 AM
Thank you for the 5-star rating, Fallon. Don’t be a stranger.
Hands down if you are looking for a Mortgage Lender, Gwen's team is your best bet. They are quick, efficient, kind, and make the process so easy. They explain everything in great detail, and if you have questions, they answer them and dont...
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Reply from Owner
January 8th, 2026 11:23 AM
Thank you for your kind review, Madelyn! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Many of you can understand the situation in how we purchased our dream Idahome. Our transactions were done from out of state and Gwen and her amazing team went above and beyond in communication and availability and the thorough explanation...
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Reply from Owner
January 8th, 2026 11:23 AM
Thank you for your review, Laura! The team and I were thrilled we were able to provide you with a positive loan experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Working w/ Gwen and her Team at Waterstone Mortgage on the business side and the personal side has been a slam dunk every time! As a buyer myself, Team Gwen helped me through primary purchasing and investment properties w/ out any hiccups....
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Reply from Owner
January 8th, 2026 11:22 AM
Thank you for your review, Zach! The team and I were thrilled we were able to provide you with a positive property purchasing experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep...
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Gwen and her team were absolutely amazing at handling our loan!
Team Gwen is the absolute best!
Reply from Gwen Swain at Waterstone Mortgage N...
October 19th, 2023 05:38 PM
That is so kind!! Thank you!!
This is my second time using Gwen and her team as a lender and they really are fantastic. Tons of communication, quick turnaround, and really going out of their way to make sure the process is understood. Great teamwork!
Reply from Owner
January 8th, 2026 11:23 AM
Thank you for this review, Ashli. I'm glad your second experience lived up to the first one! The team and I were happy to guide you through the process, don't hesitate to reach out with anything else!
Gwen Swain at Waterstone Mortgage NMLS #1619853 has received a review with 5 star rating from Ben V
Reply from Owner
January 8th, 2026 11:24 AM
Thank you for the 5-star rating, Ben!
Waterstone and Gwen's team were amazing. They were able to answer all of my questions and helped me get a great rate.
Reply from Owner
January 8th, 2026 11:23 AM
Thank you for the 5-star rating, Steven. I look forward to the opportunity of working with you again should you have any purchase or refinance needs in the future.
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About
Gwen Swain is a top-producing mortgage professional known for her five-star service and dedication to making the home loan process smooth and stress-free. Recognized as a Top 1% mortgage loan originators nationwide, she has earned multiple industry awards, including “Boise’s Best Lender.” With a passion for helping first-time buyers, families relocating, and self-employed borrowers, she ensures her clients get the best loan options available. Originally from Virginia, Gwen now calls Eagle, Idaho home. She enjoys Broadway musicals, playing piano, and staying active on her Peloton.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Construction Loan
Bank Statement Loans
Specialities
Idaho Housing Products
FHA
VA
Conventional
HELOC
Construction
Non-QM
Residential
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Positions
- Waterstone Mortgage Corporation - Producing Branch ManagerApr 10th, 2017 - Current
Memberships
- TLOP Coach
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #1619853
Gallery





Achievements
- IHFA Top Producing Mortgage Originator in SW Idaho, Scotsman Guide Top 1% Loan Originator 2021-2024
Hobbies
- Snowboarding, travel, Trying new restaurants around town, spending time with family and friends