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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Gian was informative, helpful, responsive, and made himself available to answer my relentless onslaught of ever-growing questions. He and the team took the time to explain everything in great detail and wouldnt shy away from finding creative...
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Reply from Owner
October 27th, 2025 09:52 PM
Zafir - Thank you so much for taking the time to share such a thoughtful review! It was truly a real privilege to guide you and Cora through each step of the homebuying process—and I’m glad to hear that the extra time spent breaking things...
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Gian was informative, helpful, responsive, and made himself available to answer my relentless onslaught of ever-growing questions. He and the team took the time to explain everything in great detail and wouldnt shy away from finding creative...
read more
Reply from Gian Ceretto at Prosperity Home Mor...
October 27th, 2025 09:53 PM
Zafir - Thank you so much for taking the time to share such a thoughtful review! It was truly a real privilege to guide you and Cora through each step of the homebuying process—and I’m glad to hear that the extra time spent breaking things...
read more
Gian is amazing, patient, thorough, and kind.
Reply from Gian Ceretto at Prosperity Home Mor...
October 23rd, 2025 11:38 PM
John - thanks so much for the kind words and 5-Star Review! I’m glad you felt cared for and that my patience and thoroughness made for a great customer experience. It was a pleasure working with you— and I look forward to our next opportunity!...
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Very attentive and professional. Great follow up and ext helpful during the entire process. Gian was amazing and I will definitely recommend him to everyone I know with home mortgage lending needs. Thank you Gian!!!
Reply from Gian Ceretto at Prosperity Home Mor...
October 23rd, 2025 11:40 PM
Ryan - Thank you so much for your kind words and 5-Star Review! I’m thrilled to hear you felt supported and well-informed throughout the homebuying process. Providing attentive, professional service and clear communication every step of the...
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We had a long home buying process and worked with Gian on-and-off for about 2 years. Near the end of the experience, we were presented with a VA loan assumption and had to change lenders. Gian handled our complete betrayal with utter professionalism,...
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Reply from Gian Ceretto at Prosperity Home Mor...
October 23rd, 2025 11:42 PM
Jake - thanks so much for your 5-Star Review! I truly appreciate your kind words and the opportunity to work with you over the past couple of years. Even when things took a few unexpected turns, I’m glad we were able to come together and make...
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Gian was so helpful and informative throughout the entire loan process. He was very responsive with any questions we had. It was a pleasure working with him!
Reply from Gian Ceretto at Prosperity Home Mor...
October 23rd, 2025 11:43 PM
Sara - Thank you so much for your thoughtful review! I’m so glad to hear you felt supported and informed every step of the way. Clear communication and responsiveness are always top priorities for me, and I’m grateful for the chance to help...
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Gian Ceretto at Prosperity Home Mortgage - San Diego has received a review with 5 star rating from Blake E
Reply from Owner
October 23rd, 2025 11:46 PM
Blake - Thank you so much for your kind words and 5-Star Review! I’m thrilled to hear you appreciated my communication and support throughout the process. It was truly a pleasure helping your family again, and I’m grateful for the trust you...
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Gian is incredibly helpful and great with communication. We appreciate his hard work and friendliness.
Reply from Gian Ceretto at Prosperity Home Mor...
October 23rd, 2025 11:46 PM
Blake - Thank you so much for your kind words and 5-Star Review! I’m thrilled to hear you appreciated my communication and support throughout the process. It was truly a pleasure helping your family again, and I’m grateful for the trust you...
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Gian took great care of us and made the whole process easy. We’ve already recommended him to friends!
Reply from Owner
October 23rd, 2025 11:48 PM
Jared - Thank you so much for your wonderful review! I’m so glad to hear the mortgage process felt smooth and stress-free for you—that’s always my goal. Your recommendation means the world to me and is truly the highest compliment I can receive....
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Gian is an excellent communicator who answers all questions thorighly and timely.
Reply from Gian Ceretto at Prosperity Home Mor...
October 23rd, 2025 11:49 PM
Jared - Thank you so much for your kind feedback and 5-Star Review! I’m delighted to hear you felt well-informed and supported throughout the homebuying process. Clear, timely communication is something my team takes great pride in, and I’m...
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002
- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002
Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
