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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569


University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Very smooth transaction
communication was fantastic!
Reply from Gian Ceretto at Prosperity Home Mor...
October 23rd, 2025 11:51 PM
Steve - Thank you so much for your continued trust and for sharing your experience! I’m thrilled to hear everything went smoothly and that communication met your expectations once again. Working with you a second time was truly a pleasure,...
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Gian was always great with answering questions and responding quickly to any calls or emails. He made the process easy. Thanks Gian!
Reply from Gian Ceretto at Prosperity Home Mor...
October 6th, 2025 11:23 PM
Molly - Thank you so much for the kind words and 5-Star Review! It was a pleasure helping your family purchase your beach condo and making the process feel easy and stress-free. I’ll continue tracking your mortgage and keep you updated on any...
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Gian made this transaction smooth and successful. His knowledge, customer service to the clients and myself as the agent, and his communication is exemplary.
Reply from Owner
October 6th, 2025 11:26 PM
Laura - Thank you so much for the kind words and for trusting me with your family friends’ home purchase—it truly means a lot. Working with you made the entire transaction seamless from start to finish, and I’m grateful for the collaboration...
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Gian has amazing communication, advice, client service. Thank you!
Reply from Gian Ceretto at Prosperity Home Mor...
October 6th, 2025 11:27 PM
Laura - Thank you so much for the kind words and for trusting me with your family friends’ home purchase—it truly means a lot. Working with you made the entire transaction seamless from start to finish, and I’m grateful for the collaboration...
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Accurate answers and quick work processors suitable for the situation.
Reply from Gian Ceretto
October 6th, 2025 11:29 PM
Chan - Thank you for the great feedback and 5-Star Review! I’m glad my team and I could deliver accurate answers and quick results to fit your home purchase situation. I’ll continue monitoring your mortgage for future opportunities to save...
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My husband and I really appreciate Gian and his team for helping us go through this experience. Gian is very much experienced. He helped us understand the market and mortgage questions we had.He was great communicating with us and his advice...
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Reply from Gian Ceretto
October 6th, 2025 11:31 PM
Jessica - Thank you so much for your thoughtful words and 5-Star Review! It was a true pleasure helping your family navigate the real estate market and make confident decisions throughout the process. I’m grateful for your trust and so glad...
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It was a pleasure working with Gian and his Prosperity Mortgage Team on my home purchase. They were very helpful, kept me informed, and we closed right on schedule.
Reply from Owner
September 8th, 2025 04:04 PM
Don- Thank you so much for your kind words and 5-Star Review! It was a real pleasure helping you through your home purchase. I’m glad our team was able to keep everything clear, on track, and right on schedule. Congratulations again on your...
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The communication with Gian and his team was very helpful. They were on top of everything. Very pleasant to work with. Closed right on schedule.
Reply from Gian Ceretto at Prosperity Home Mor...
September 8th, 2025 04:04 PM
Don - Thank you so much for your kind words and 5-Star Review! It was a real pleasure helping you through your home purchase. I’m glad our team was able to keep everything clear, on track, and right on schedule. Congratulations again on your...
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Gian is excellent. He kept me completely informed on how my loan was progressing, and offered insights about the process.I received the same stellar service from Gian's team as well. A VERY special shout out to Veronica, who went out of her...
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Reply from Owner
August 18th, 2025 07:30 PM
Brad - Thank you so much for your kind words and for trusting my team with your mortgage. I’m thrilled to hear you felt informed throughout the process, and I couldn’t agree more—Veronica is a rockstar and I’ll be sure to share your appreciation...
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Gian is excellent. He kept me completely informed on how my loan was progressing, and offered insights about the process. I received the same stellar service from Gian's team as well. A VERY special shout out to Veronica, who went out of her...
read more
Reply from Gian Ceretto at Prosperity Home Mor...
August 18th, 2025 07:30 PM
Brad - Thank you so much for your kind words and for trusting my team with your mortgage. I’m thrilled to hear you felt informed throughout the process, and I couldn’t agree more—Veronica is a rockstar and I’ll be sure to share your appreciation...
read more
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002

- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002

Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.