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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Gian is the best, he made this transaction as easy as it could be and answered all of our questions he always was available and made us fell very comfor table! 10/10
Reply from Gian Ceretto at Prosperity Home Mor...
June 1st, 2026 10:24 PM
Chris - Thank you so much for the amazing feedback and 5-Star Review! We truly appreciate you taking the time to share your experience! Helping first-time homebuyers navigate the mortgage and homebuying process in a way that feels simple, clear,...
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Attentive and professional
Reply from Gian Ceretto at Prosperity Home Mor...
June 1st, 2026 10:27 PM
Kristi - Thank you for your kind words and the 5-Star Review! Helping homebuyers, especially those relocating or purchasing from out of the area, requires clear communication, responsiveness, and a dependable mortgage process, so it’s great...
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Communication from the office and patience
Reply from Gian Ceretto at Prosperity Home Mor...
June 1st, 2026 10:30 PM
John - Thank you for your kind words and 5-Star Review! Clear communication and patience are especially important when helping homebuyers relocating from out of the area, so it means a lot to hear that our team made the process feel supported...
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Quick and easy! Good communication.
Reply from Gian Ceretto at Prosperity Home Mor...
August 17th, 2026 07:47 PM
Amy - Thank you so much for trusting me with your second vacation home purchase in Coronado! It was a pleasure helping your family upgrade to an even better home and making the mortgage process quick, easy, and well-communicated once again....
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TL;DR: Gian made the mortgage process easy. Full Review: Gian made the entire mortgage process feel straightforward by guiding us through each step and clearly explaining all of our options. He helped us choose the right loan structure so we...
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Reply from Gian Ceretto at Prosperity Home Mor...
June 1st, 2026 10:54 PM
Harrison - Thank you so much for the thoughtful 5-Star Review and trusting my team once again with your mortgage. Helping move-up buyers navigate the transition into their next home without having to sell first is one of the most important...
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Gian is amazing! When we are asked we ALWAYS refer everyone to Gian!!!!!!
Reply from Gian Ceretto
April 29th, 2026 03:53 PM
I'm thankful for your enthusiastic support, Chrissy. It's wonderful to know that you consistently recommend me to others. Your trust and referrals mean a lot to me.
This Is my 3rd time working with Gian and his team, this was easiest finance process we've had. I would recommend Gian without hesitation, I will not work with anyone else...he has all my future business.
Reply from Gian Ceretto at Prosperity Home Mor...
March 24th, 2026 11:12 PM
Ryan- Thank you so much for your continued trust and loyalty over the years—it truly means a lot, especially coming from not just a valued client, but a great friend. Being able to help you now for the third time, and to hear that this was...
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Very communicative and quick to respond to all of my questions. Made the process easy to understand
Reply from Gian Ceretto at Prosperity Home Mor...
March 12th, 2026 11:41 PM
Brittany, thank you so much for the kind words! It was truly a pleasure helping you through your first home purchase. I’m really glad my team and I were able to make the mortgage process clear and easy to understand along the way. I’ll be keeping...
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Gian Ceretto at Prosperity Home Mortgage - San Diego has received a review with 5 star rating from Alex M
Reply from Owner
March 12th, 2026 11:40 PM
Alex, it was a pleasure helping your family purchase your first home. Thank you so much for the opportunity to be part of this milestone, and I will be proactively tracking your mortgage for opportunities to save you money in the future. Congratulations...
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Gian is a legend!!
Reply from Gian Ceretto at Prosperity Home Mor...
March 12th, 2026 11:37 PM
Thank you for the kind compliment, Alex. I'm glad to have made such a positive impact during your experience with Prosperity Home Mortgage. If you ever need further assistance or have any questions in the future, please feel free to reach out....
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002
- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002
Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
