Gian Ceretto at Prosperity Home Mortgage - San Diego's Cover Image
Gian Ceretto at Prosperity Home Mortgage - San Diego - Mortgage Consultant | NMLS # 693569 in San Diego, CA
Top 5%

Gian Ceretto at Prosperity Home Mortgage - Sa...

ClaimedPro

Mortgage Consultant | NMLS # 693569

Company Logo
University of Hawaii at Manoa
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
Mortgage
Mortgage Loan Officer
Company Logo
University of Hawaii at Manoa
University of Hawaii at Manoa
Contact Info
(619) 573-5778
San Diego, CA
https://gianceretto.phmloans.com
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • API
    H
    Helena I
    Escondido, CA
    Posted on February 19th, 2026 01:10 AM
    It was a pleasure to work with Gian during our home purchasing process! It was seamless and extremely helpful. Gian was flexible, answered all of our questions right away, explained each step of the process and guided us in our home buying...
    read more
    Reply from Gian Ceretto
    February 26th, 2026 04:19 PM
    I'm grateful for your kind words, Helena. I'm delighted to hear that you found the home purchasing process seamless and helpful. Ensuring that all your questions were answered promptly and guiding you through each step is always my goal. Your...
    read more
  • API
    L
    Lisa D
    San Marcos, CA
    Posted on February 15th, 2026 03:38 AM
    Gian provided regular and consistent updates on the process. He provided reassurance and education , which was appreciated.
    Reply from Gian Ceretto at Prosperity Home Mor...
    March 12th, 2026 11:38 PM
    Lisa, thank you so much for the kind words, I truly appreciate you taking the time to share that. It was a pleasure helping your family purchase your home last year and then again recently with the refinance to save you money. I’m grateful...
    read more
  • API
    E
    Elizabeth B
    San Diego, CA
    Posted on February 2nd, 2026 11:36 PM
    Gian was wonderful! This transaction was a very delicate family situation and Gian handled it so professionally. I always recommend Gian to all of my buyers.
    Reply from Gian Ceretto
    February 10th, 2026 07:11 PM
    Thank you for sharing your thoughts, Elizabeth. I'm pleased to know that you were satisfied with how I managed such a delicate situation. Ensuring a professional and smooth process in every transaction is important to me, and I'm glad it met...
    read more
  • API
    R
    Ryan B
    Reno, NV
    Posted on January 5th, 2026 09:10 PM
    The communication was amazing! for a first time home buyer it was about as smooth as it could be!
    Reply from Gian Ceretto
    January 12th, 2026 09:10 PM
    It's great to learn that you found the communication to be amazing during your first home-buying experience, Ryan. I aim to ensure my clients feel informed and at ease throughout the process, especially for first-time buyers. I'm glad to hear...
    read more
  • API
    R
    Renee E
    Reno, NV
    Posted on December 16th, 2025 04:46 PM
    Most important, my client was educated and secured with the perfect mortgage product for his needs. Thanks Gian!!
    Reply from Gian Ceretto
    March 12th, 2026 11:33 PM
    Renee, Thank you so much for the kind words! I really appreciate you trusting us to help guide your client through their first home purchase. Making sure buyers feel educated, confident, and placed into the right mortgage product that truly...
    read more
  • API
    R
    Regina G
    La Mesa, CA
    Posted on December 10th, 2025 07:32 PM
    Gian is an expert in his field and anyone would be lucky to have him behind them to make one of the biggest purchases of their life! We are extremely happy with the services he provided during our recent loan including all the financial expertise...
    read more
    Reply from Gian Ceretto
    March 12th, 2026 11:36 PM
    Gina, Thank you so much for the incredibly kind words! It truly means a lot. Working with you throughout this journey has been such a pleasure, and I’m really grateful you trusted me to help guide you through such an important decision. Finding...
    read more
  • google
    M
    Madison Y
    Posted on November 20th, 2025 02:23 PM
    Gian Ceretto at Prosperity Home Mortgage - San Diego has received a review with 5 star rating from Madison Y
    Reply from Owner
    December 2nd, 2025 09:55 PM
    Madison - Thank you so much for taking the time to share your 5-Star Review! I’m grateful for your trust and patience throughout your homebuying journey. I’m thrilled to hear that our communication, education, and loan options made for a great...
    read more
  • API
    M
    Madison Y
    Poway, CA
    Posted on November 20th, 2025 02:23 PM
    Gian was very communicative, helped educate us as first time home buyers, and found us amazing loan options. We are beyond happy with the experience we had!
    Reply from Gian Ceretto at Prosperity Home Mor...
    December 2nd, 2025 09:54 PM
    Madison - Thank you so much for taking the time to share your 5-Star Review! I’m grateful for your trust and patience throughout your homebuying journey. I’m thrilled to hear that our communication, education, and loan options made for a great...
    read more
  • API
    L
    Laura W
    San Diego, CA
    Posted on November 18th, 2025 04:03 PM
    Gian was very patient and helpful with all the paperwork. He constantly checked in with me to answer my questions and give advice. A pleasure to work with him and his team.
    Reply from Gian Ceretto at Prosperity Home Mor...
    December 2nd, 2025 09:58 PM
    Laura - Thank you so much for sharing these kind words. It was a pleasure helping you through the purchase of your San Diego investment property, and I’m grateful for the trust you placed in me — especially being family to one of my valued...
    read more
  • API
    P
    Patricia G
    San Diego, CA
    Posted on November 6th, 2025 02:18 PM
    Great communication and availability
    Reply from Gian Ceretto at Prosperity Home Mor...
    December 2nd, 2025 10:02 PM
    Pat - Thank you so much for the kind words. I know how busy your schedule is, and it was truly a privilege to support you through your relocation from Seattle to San Diego. I’m glad our communication and availability helped make the transition...
    read more
    • 21–30 of 315
    About
    Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Unique mortgage solutions to purchase or refinance a home.
    Homeownership education and counseling.
    Strategic partnerships and business planning.
    Transparent and easy-to-understand process.
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Education
    • University of Hawaii at Manoa
      Economics
      BA Economics
      Aug 1999 -May 2002
      University of Hawaii at Manoa logo
    • University of Hawaii at Manoa
      Marketing and Finance
      Bachelor of Business Administration (BBA)
      Aug 1999 -May 2002
      University of Hawaii at Manoa logo
    Positions
    • Prosperity Home Mortgage, LLC - Mortgage Consultant
      Oct 18th, 2019 - Current
    Memberships
    • MBS Highway
    • The Loan Atlas
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 693569
    • CA DRE 01792215
    Hobbies
    • Surfing
    • Hiking
    • Spending time with my family
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.