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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569

Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Attentive and professional
Communication from the office and patience
Quick and easy! Good communication.
TL;DR: Gian made the mortgage process easy.Full Review: Gian made the entire mortgage process feel straightforward by guiding us through each step and clearly explaining all of our options. He helped us choose the right loan structure so we...
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Reply from Owner
May 4th, 2026 04:33 PM
I'm happy to hear that the mortgage process felt straightforward for you, Harrison. It was important to me to ensure you had the right loan structure and timely support, especially during those critical moments. Your recommendation is truly...
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TL;DR: Gian made the mortgage process easy. Full Review: Gian made the entire mortgage process feel straightforward by guiding us through each step and clearly explaining all of our options. He helped us choose the right loan structure so we...
read more
Reply from Gian Ceretto
May 1st, 2026 01:37 PM
I'm glad to hear that the mortgage process felt straightforward, Harrison. It's great that I could help you navigate your options and secure a loan that met your needs. Your recommendation is appreciated, and I'm happy to have been a part of...
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Gian is amazing! When we are asked we ALWAYS refer everyone to Gian!!!!!!
Reply from Gian Ceretto
April 29th, 2026 03:53 PM
I'm thankful for your enthusiastic support, Chrissy. It's wonderful to know that you consistently recommend me to others. Your trust and referrals mean a lot to me.
This Is my 3rd time working with Gian and his team, this was easiest finance process we've had. I would recommend Gian without hesitation, I will not work with anyone else...he has all my future business.
Reply from Gian Ceretto at Prosperity Home Mor...
March 24th, 2026 11:12 PM
Ryan- Thank you so much for your continued trust and loyalty over the years—it truly means a lot, especially coming from not just a valued client, but a great friend. Being able to help you now for the third time, and to hear that this was...
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Very communicative and quick to respond to all of my questions. Made the process easy to understand
Reply from Gian Ceretto at Prosperity Home Mor...
March 12th, 2026 11:41 PM
Brittany, thank you so much for the kind words! It was truly a pleasure helping you through your first home purchase. I’m really glad my team and I were able to make the mortgage process clear and easy to understand along the way. I’ll be keeping...
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Gian Ceretto at Prosperity Home Mortgage - San Diego has received a review with 5 star rating from Alex M
Reply from Owner
March 12th, 2026 11:40 PM
Alex, it was a pleasure helping your family purchase your first home. Thank you so much for the opportunity to be part of this milestone, and I will be proactively tracking your mortgage for opportunities to save you money in the future. Congratulations...
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Gian is a legend!!
Reply from Gian Ceretto at Prosperity Home Mor...
March 12th, 2026 11:37 PM
Thank you for the kind compliment, Alex. I'm glad to have made such a positive impact during your experience with Prosperity Home Mortgage. If you ever need further assistance or have any questions in the future, please feel free to reach out....
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
Search Rank ScoreLearn More →
726
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Addresses and Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.