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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
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Reviews from Web
Gian Ceretto made it great for us!
Reply from Gian Ceretto
August 31st, 2026 03:08 PM
I appreciate your kind words, Karen. I'm glad I could make the process a positive experience for you.
Gian Ceretto placed a specialized home loan for my family, it was difficult to assemble and he guided us, communicated, advised warned and explained clearly how this was going to happen. Thank you Gian.
Reply from Owner
August 17th, 2026 07:17 PM
Harry - Thank you so much for the kind words and for trusting me with your family’s home financing. I truly appreciate your patience and communication as we found a non-traditional solution for the complexities of your situation. I’m thrilled...
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Gian kept the loan on track, communicated all the way, made suggestions and explained options. He was on time and showed much patience in a not so standard way he does loans.
Reply from Gian Ceretto at Prosperity Home Mor...
August 17th, 2026 07:21 PM
Harry — Thank you for the kind words and for trusting me with your mortgage financing. Everyone's financial situation is unique, and I’m glad we were able to navigate a non-traditional loan scenario while keeping your mortgage on track and...
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I called Gian to inquire about a mortgage in Oklahoma. He let me know that he wasn’t licensed in my state, but immediately followed up with, “I’d be happy to answer any of your questions.”Gian then took valuable time out of his day to answer...
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Reply from Owner
August 17th, 2026 07:26 PM
Nick - Thank you so much for the thoughtful review and for taking the time to share your experience. While I wasn’t licensed to assist with your VA home loan in Oklahoma, I was genuinely happy to answer your mortgage questions and provide transparent,...
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Was extremely knowledgeable and helpful with validation of what I found on chat gpt.
Reply from Owner
August 6th, 2026 07:37 PM
Hi Steve - Thank you so much for your thoughtful review and for trusting me to help validate the information you found on ChatGPT. I'm grateful I had the opportunity to help you sort through the details, even though we ultimately discovered...
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Eveything was seamless and very easy to work with. Gian is very creative and was able to find a deal that worked for us really well.
Reply from Gian Ceretto at Prosperity Home Mor...
August 6th, 2026 07:45 PM
Hi Logan - Thank you so much for your trust and for allowing me to help with both your home purchase and your refinance! It was a pleasure working with you again, and I'm glad we found a creative mortgage solution that helped you save money....
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Working with Gian Ceretto and his team at Prosperity Home Mortgage was a great experience in obtaining my home loan, they made the whole process easy and smooth and were always available if I had any questions. I will defiantly reach out to...
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Reply from Owner
June 15th, 2026 08:12 PM
Don - Thank you so much for the kind words. We truly really appreciate you trusting our team with the financing of your 1031 exchange. These transactions come with a lot of moving parts and strict timelines, so it’s great to hear the process...
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Working with Gian Ceretto and his team at Prosperity Home Mortgage was a great experience. They made the entire home‑loan process easy and smooth, and they were always available to answer any questions I had. I will definitely reach out to...
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Reply from Gian Ceretto at Prosperity Home Mor...
June 15th, 2026 08:12 PM
Don - Thank you so much for the kind words. We truly really appreciate you trusting our team with the financing of your 1031 exchange. These transactions come with a lot of moving parts and strict timelines, so it’s great to hear the process...
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As a real estate professional, my reputation depends entirely on the vendors I recommend. That is why I confidently refer my clients to Gian. He is an absolute professional who communicates clearly, works with total integrity, and most importantly...
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Reply from Gian Ceretto at Prosperity Home Mor...
June 1st, 2026 10:13 PM
Chrissy - Thank you so much for your kind words, I truly value your trust. As a mortgage professional, I understand how critical it is for Realtors to have a reliable partner who communicates clearly, acts with integrity, and consistently closes...
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The best! Gian and the team did a great job!
Reply from Owner
June 1st, 2026 10:20 PM
Chris - Thank you so much for the kind words and 5-Star Review! It was an absolute pleasure helping you and Ashley through your first home purchase. Our goal is to make the mortgage process feel simple, clear, and well-supported, especially...
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002
- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002
Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
