Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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Gerry is great! Really works hard to get you closed on your schedule with a personalized touch.
He's famous for his gooy butter cookies which he shared with everyone at closing!
We would use him again should the need arise.
Out of several mortgage companies we tried to go through Gerry was the most helpful at getting us the loan that was just right for us. He’s dedicated to his customers to the point of working late hours to make sure we understood it he process....
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Gerry worked with us when we were first buying our place in Rocky Mount, and then again when the interest rates dropped and we refinanced. He is professional and dedicated and we would highly recommend him.
My husband and I purchased a condo and were referred to Gerry for financing. He did an excellent job! The process was smooth and flawless. We were very pleased with Gerry and his ability to move quickly. He even brought cookies to the closing,...
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As a home buyer, I couldn't ask for anyone better than Gerry! He was there with us every step of the way. He is very knowledgeable and was always there to answer any questions we had. If you want the home buying process to be just a little...
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Jerry is a go getter And very Thorough double checking his work. Communication was always a top priority for him and I really appreciated that as a single person refinancing on my own. I will work again with him if I need his services
I have done a refinance with Gerry on a cabin in a remote area and was very pleased with his work. We are now working with him on a build job. I would definitely recommend his services.
You will never find anyone that will work harder for you and your family than Gerry Phillips. Gerry was there for us from start to finish, anytime of the day. Gerry made us feel at ease and made the whole process painless and fun.
Gerry helped us about a year ago. He was the best and continues to b, helping answer any questions and just staying in touch. We don’t make many large purchases but he made the process easy and we had total confidence in him.
We are new to the lake and Gerry did a good job of securing us a great rate on our condo and keeping everything moving. I highly recommend him.P.S. he brings homemade cookies to the closing. So if the mortgage business slows down he would have...
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org