Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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Certainly it is more complicated when working with out of town clients. Gerry and Joan kept us on track and did not miss anything. The result was a smooth and timely closing. Gratitude. Marjorie and Robert
Gerry was extremely helpful during this process.
Gerry is very efficient and on top of the entire process. He done a fabulous job from start to finish. I always received a very prompt response to any communication. Will highly recommend.
Painless process from start to closing. Thanks Gerry!
Gerry was fantastic through the whole experience, great guy, great attitude. Really made this less stressful and more enjoyable. By the way, the cookies were FANTASTIC. THANKS FOR EVERYTHING!!!!!!
Some challenging times when it came to paperwork and the format that was needed. In the end the paperwork was all accurate, process compete well before our original closing date. He worked to help us get closed when had some challenges around...
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We worked with Gerry on a second home. Highly professional, thorough and responsive!!! We would absolutely go to him first for any future mortgage needs.
Gerry Phillips has received a review with 5 star rating from Angela A
Gerry Phillips was awesome! He went above and beyond for me durring my home re finance. He was perfessional and made you feel like you were the only loan he was working on. Excellence in all ways possible.
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org