Gavin Smith at NFM Lending
Loan Originator | NMLS# 2630898
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home,... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Gavin and his crew are amazing. They go above and beyond any expectation you may have. Great communication. You can tell they care about their clients. The NFM team made this first time buyer's dream come true. The process was explained step...
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Reply from Gavin Smith
September 30th, 2025 11:54 PM
I'm glad to hear that your experience as a first-time buyer was so positive and smooth. It was my pleasure to help guide you through the process, and I'm grateful for your kind words about our communication and dedication. Thank you for recommending...
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Couldn't have asked for anyone better to work with this is my first time buying a home and he made it as painless as possible
Reply from Gavin Smith
September 30th, 2025 11:54 PM
I'm glad to hear that your first home-buying experience was smooth and hassle-free. It means a lot to me that I could make the process easier for you. Should you have any questions in the future, feel free to reach out. Thank you for choosing...
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Great, very good communicating and explaining things to me as a first time home buyer
Reply from Gavin Smith
September 9th, 2025 04:57 PM
I'm pleased to know that the communication and explanations were helpful during your journey as a first-time home buyer, Isabella. It was a pleasure working with you, and I'm here if you have any questions or need further assistance in the...
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Working with NFM lending has been a great experience! From the beginning of the process to the end, Gavin always kept an open line of communication and answered all of my questions thoroughly, professionally and quickly. As a first time home...
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Reply from Gavin Smith
September 9th, 2025 04:58 PM
I'm delighted to know that your first-time home buying journey was smooth and informative. It was a pleasure to help build your confidence over these past seven months. I appreciate your trust and kind words, Emma, and I’m grateful for any...
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Gavin was great at communicatin, he worked efficiently and I really appreciate all his efforts in getting me approved and closed
Reply from Gavin Smith
September 2nd, 2025 03:32 PM
I appreciate your feedback, Stephanie. I'm glad to hear that you valued my communication and efforts throughout the process. It's great to know I could help you get approved and closed efficiently. If you ever need anything else, feel free...
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Gavin is very knowledgeable and consistently kept us in the loop with the entire process , staying positive. Definitely would recommend him for anyone! I've never had a lender show up at my closing and it was a breath of fresh air that he did,...
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Reply from Gavin Smith
August 8th, 2025 12:40 PM
I'm really pleased to hear your feedback, Gary. It's important to me that my clients feel informed and at ease throughout the loan process, and I'm glad I could make a positive impact for you. Being there at your closing was a pleasure—it's...
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Gavin was great for us he did everything possible to help us on getting our loan for a new beginning
Reply from Gavin Smith
June 30th, 2025 12:17 PM
I'm thrilled to hear that I could assist you in securing your loan for a new beginning. Thank you for your kind words, Connie. It was a pleasure working with you at NFM Lending.
Gaven and his team worked very hard to get us our dream home. Even when they hit a roadblock , Gaven and his team worked past it .
Reply from Gavin Smith
June 21st, 2025 03:24 PM
I'm thrilled to hear that we were able to help you secure your dream home. It was a pleasure working through the challenges with you, and I appreciate your kind words about our team's efforts. Thank you for choosing NFM Lending.
it was great !!
Reply from Gavin Smith
March 4th, 2025 03:04 PM
Thanks so much, Gabrielle! I'm thrilled to hear you had a great experience. It was a pleasure working with you, and I'm here if you need anything in the future.
You all made the process easy and simple to understand
Reply from Gavin Smith
February 28th, 2025 05:07 PM
Aaron, I'm thrilled to hear that you found the process easy and simple to understand. It was a pleasure working with you, and I'm glad we could make everything clear and straightforward. If you ever have more questions or need assistance in...
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About
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home, refinancing your current mortgage, or just exploring your options, my goal is to help you find the loan that makes the most sense for you. I believe in honest advice, open communication, and being there for my clients every step of the way.
I’m proud to serve the Greater Cincinnati area and love helping individuals and families get closer to their homeownership dreams. If you have any questions—big or small—don’t hesitate to reach out. I’m here to help you make confident, informed decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2630898 (Kentucky, Ohio, Indiana)
Hobbies
- NASCAR
- NFL
- Bengals
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
