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Gavin Smith at NFM Lending - Loan Originator | NMLS# 2630898 in Hebron, KY

Gavin Smith at NFM Lending

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Loan Originator | NMLS# 2630898

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Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible. Whether you’re buying your first home,... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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Reviews from Web
  • Encompass
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    Maria I
    Independence, KY
    Posted on August 21st, 2026 02:56 PM
    Gavin made buying our first home feel so seamless! He took away a lot of the stress as first time buyers and helped make the process so easy. He has great communication and very quick response times which is so helpful!
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    Jessykah
    Posted on August 20th, 2026 01:03 PM
    Gavin was amazing through the whole process, from beginning to end. He walked us through every single thing that we needed to do . it was an overall great experience
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    Joshua M
    Harrison, OH
    Posted on August 20th, 2026 01:03 PM
    Gavin was amazing through the whole process, from beginning to end. He walked us through every single thing that we needed to do . it was an overall great experience
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    Ericka K
    Posted on August 14th, 2026 12:32 PM
    Gavin Smith at NFM Lending has received a review with 5 star rating from Ericka K
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    Ericka K
    Burlington, KY
    Posted on August 14th, 2026 12:29 PM
    I had a great experience from start to finish and as a new Realtor I appreciated the constant communication the most.
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    Jessica D
    Harrison, OH
    Posted on August 12th, 2026 01:40 AM
    Gavin was the best . he made everything so easy . He explained the process of everything . It was a pleasure to work with
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    Anthony M
    Lawrenceburg, IN
    Posted on August 8th, 2026 11:43 PM
    Gavin’s communication was unmatched. He consistently responded to text messages and emails, even on weekends, and guided us through the entire process with the utmost professionalism. His responsiveness, dedication, and professionalism made...
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    Reply from Gavin Smith at NFM Lending
    August 10th, 2026 02:07 PM
    Anthony, I'm glad to hear that my communication and responsiveness made your experience seamless. Your kind words about my dedication and professionalism mean a lot. Thank you for choosing NFM Lending, and I'm here if you need any further assistance....
    read more
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    Kimberley A W
    Lawrenceburg, IN
    Posted on August 5th, 2026 01:33 PM
    Gavin did a great job with keeping me and my clientsin the loop and discussing anything that was needed. He is very communicative and cares about his clients and meeting deadlines. Highly recommend.
    Reply from Gavin Smith at NFM Lending
    August 5th, 2026 01:38 PM
    Thank you, Kimberley, for your kind words. I'm pleased to hear that my communication and dedication met your expectations. It was a pleasure working with you and your clients at NFM Lending.
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    Bailey S
    Posted on July 27th, 2026 12:47 PM
    Gavin Smith at NFM Lending has received a review with 5 star rating from Bailey S
    Reply from Owner
    August 5th, 2026 01:38 PM
    Thank you for the perfect rating, Bailey! I appreciate your support and am glad to be a part of your experience with NFM Lending.
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    Bailey S
    Independence, KY
    Posted on July 27th, 2026 12:46 PM
    EASY, RESPONSIVE, AND FRIENDLY
    Reply from Gavin Smith at NFM Lending
    August 5th, 2026 01:39 PM
    I'm glad to hear you found the process easy, responsive, and friendly, Bailey. Thank you for your kind words. It was a pleasure assisting you with your needs at NFM Lending.
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    About
    Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible. Whether you’re buying your first home, refinancing your current mortgage, or just exploring your options, my goal is to help you find the loan that makes the most sense for you. I believe in honest advice, open communication, and being there for my clients every step of the way. I’m proud to serve the Greater Cincinnati area and love helping individuals and families get closer to their homeownership dreams. If you have any questions—big or small—don’t hesitate to reach out. I’m here to help you make confident, informed decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Addresses and Serving Areas

    Year Started

    2024

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 2630898 (Kentucky, Ohio, Indiana)
    Hobbies
    • NASCAR
    • NFL
    • Bengals
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.