Gavin Smith at NFM Lending
Loan Originator | NMLS# 2630898
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home,... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
I was a smooth process and Gavin helped explain any questions I had he responded very quickly.
Reply from Gavin Smith at NFM Lending
September 24th, 2026 12:34 PM
I'm glad to hear that the process went smoothly for you, Keegan, and that I could assist with your questions. Thank you for choosing NFM Lending; it was a pleasure working with you.
i loved working with gavin and his team! everyone was thorough and super pleasent to work with!! everyone made this process so much easier for us as first time buyer, and explained everything to us as concisely as possible!
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Reply from Gavin Smith at NFM Lending
September 23rd, 2026 12:12 PM
I'm glad to hear that you enjoyed working with me and the team at NFM Lending, Madison. It's wonderful to know that we could make the process easier for you as first-time buyers. Thank you for your kind words!
My experience with NFM Lending was absolutely fantastic from beginning to end. Going into this refinance, my situation wasn’t necessarily straightforward, and at the beginning I wasn’t sure we were going to be able to make everything work....
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Reply from Owner
September 23rd, 2026 12:13 PM
I'm so pleased to hear that your experience with NFM Lending was so positive, M. It was truly rewarding to work through the complexities of your refinance and ensure that we could achieve a manageable solution for you. I'm grateful for your...
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My experience with NFM Lending was absolutely fantastic from beginning to end. Going into this refinance, my situation wasn’t necessarily straightforward, and at the beginning I wasn’t sure we were going to be able to make everything work....
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Reply from Gavin Smith at NFM Lending
September 23rd, 2026 12:13 PM
Thank you for sharing your experience, Matthew. I'm glad to know that my team and I at NFM Lending could support you through the refinance process and find a solution that met your needs. It's wonderful to hear that our communication and dedication...
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Gavin was very communicative and really helped explain things along the way, which was helpful as a first time home buyer
Reply from Gavin Smith at NFM Lending
September 10th, 2026 02:01 PM
I appreciate your kind words, Sadie. I'm glad I could help make the process clearer for you as a first-time home buyer. If you have any more questions or need further assistance, feel free to reach out.
Gavin was great for us. Very attentive and communicative throughout the process.
Reply from Gavin Smith at NFM Lending
September 2nd, 2026 02:44 PM
I'm grateful for your kind words, Benjamin. I'm pleased to know that my attentiveness and communication made a positive impact during the process.
Gavin made buying our first home feel so seamless! He took away a lot of the stress as first time buyers and helped make the process so easy. He has great communication and very quick response times which is so helpful!
Reply from Gavin Smith at NFM Lending
September 2nd, 2026 02:45 PM
I'm glad to hear that I could make the home buying process seamless for you, Maria. It's great to know that my communication and response times were helpful. Thank you for your kind words, and I'm here if you need any further assistance!
Gavin was amazing through the whole process, from beginning to end. He walked us through every single thing that we needed to do . it was an overall great experience
Reply from Owner
September 2nd, 2026 02:45 PM
I'm glad to hear that you had a great experience, Jessykah. It was my pleasure to guide you through the process from start to finish. Thank you for your kind words.
Gavin was amazing through the whole process, from beginning to end. He walked us through every single thing that we needed to do . it was an overall great experience
Reply from Gavin Smith at NFM Lending
September 2nd, 2026 02:45 PM
I'm glad to hear that you had a great experience throughout the entire process, Joshua. Thank you for your kind words. It was wonderful to assist you every step of the way.
gavin was the Best
Reply from Gavin Smith at NFM Lending
September 2nd, 2026 02:45 PM
I appreciate your kind words, Nathan. It's wonderful to hear that you had such a positive experience.
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About
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home, refinancing your current mortgage, or just exploring your options, my goal is to help you find the loan that makes the most sense for you. I believe in honest advice, open communication, and being there for my clients every step of the way.
I’m proud to serve the Greater Cincinnati area and love helping individuals and families get closer to their homeownership dreams. If you have any questions—big or small—don’t hesitate to reach out. I’m here to help you make confident, informed decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2630898 (Kentucky, Ohio, Indiana)
Hobbies
- NASCAR
- NFL
- Bengals
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
