

Gavin Smith at NFM Lending
Loan Originator | NMLS# 2630898

Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home,... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Gavin made buying our first home feel so seamless! He took away a lot of the stress as first time buyers and helped make the process so easy. He has great communication and very quick response times which is so helpful!
Gavin was amazing through the whole process, from beginning to end. He walked us through every single thing that we needed to do . it was an overall great experience
Gavin was amazing through the whole process, from beginning to end. He walked us through every single thing that we needed to do . it was an overall great experience
Gavin Smith at NFM Lending has received a review with 5 star rating from Ericka K
I had a great experience from start to finish and as a new Realtor I appreciated the constant communication the most.
Gavin was the best . he made everything so easy . He explained the process of everything . It was a pleasure to work with
Gavin’s communication was unmatched. He consistently responded to text messages and emails, even on weekends, and guided us through the entire process with the utmost professionalism. His responsiveness, dedication, and professionalism made...
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Reply from Gavin Smith at NFM Lending
August 10th, 2026 02:07 PM
Anthony, I'm glad to hear that my communication and responsiveness made your experience seamless. Your kind words about my dedication and professionalism mean a lot. Thank you for choosing NFM Lending, and I'm here if you need any further assistance....
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Gavin did a great job with keeping me and my clientsin the loop and discussing anything that was needed. He is very communicative and cares about his clients and meeting deadlines. Highly recommend.
Reply from Gavin Smith at NFM Lending
August 5th, 2026 01:38 PM
Thank you, Kimberley, for your kind words. I'm pleased to hear that my communication and dedication met your expectations. It was a pleasure working with you and your clients at NFM Lending.
Gavin Smith at NFM Lending has received a review with 5 star rating from Bailey S
Reply from Owner
August 5th, 2026 01:38 PM
Thank you for the perfect rating, Bailey! I appreciate your support and am glad to be a part of your experience with NFM Lending.
EASY, RESPONSIVE, AND FRIENDLY
Reply from Gavin Smith at NFM Lending
August 5th, 2026 01:39 PM
I'm glad to hear you found the process easy, responsive, and friendly, Bailey. Thank you for your kind words. It was a pleasure assisting you with your needs at NFM Lending.
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About
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home, refinancing your current mortgage, or just exploring your options, my goal is to help you find the loan that makes the most sense for you. I believe in honest advice, open communication, and being there for my clients every step of the way.
I’m proud to serve the Greater Cincinnati area and love helping individuals and families get closer to their homeownership dreams. If you have any questions—big or small—don’t hesitate to reach out. I’m here to help you make confident, informed decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2630898 (Kentucky, Ohio, Indiana)
Hobbies
- NASCAR
- NFL
- Bengals
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.