Gavin Smith at NFM Lending
Loan Originator | NMLS# 2630898
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home,... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Gavin is PHENOMENAL! Truly goes above and beyond to get the deal done on time.
Reply from Owner
July 30th, 2026 12:18 AM
I'm pleased to hear that you felt I went above and beyond for you, Bobbie. Thank you for your kind words and for choosing NFM Lending. If you need any further assistance, I'm here to help.
Gavin goes truly above and beyond for you and your clients! All the hurdles he handled with ease and made it completely stress free on my end as the realtor!
Reply from Gavin Smith
April 17th, 2026 12:51 PM
Thank you so much, Bobbie! I'm glad to hear that I could help make the process stress-free for you and your clients. Working together to overcome any hurdles is always a pleasure.
My husband and I had a wonderful experience working with NFM Lending. The communication was top tier & the amount of confidence that Gavin had during our process brought such an ease to us. We truly couldn't have done it without Gavin!
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Reply from Gavin Smith
March 31st, 2026 07:27 PM
I'm truly grateful for your kind words and delighted to hear that you and your husband had a great experience with NFM Lending. I'm glad my communication and confidence provided ease throughout the process. It's been a pleasure working with...
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I just want to thank Gavin, he made this whole process so comfortable, and easy. I highky recommend him to everybody. Thank you so much for everything!
Reply from Owner
July 30th, 2026 12:18 AM
Thank you, Kasey, for your kind words. I'm glad to hear that the process was comfortable and easy for you. Your recommendation means a lot to me, and I'm grateful for the opportunity to assist you at NFM Lending.
I just want to thank Gavin Smith for everything he has done, the communication, and this whole process was amazing . I highly recommend him to anyone. I will be using them on our next home. Thank you so much Gaving and NFM Lending
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Reply from Gavin Smith
March 31st, 2026 07:26 PM
I appreciate your kind words, Kasey. It was a pleasure assisting you through the process, and I'm glad to hear that you found the communication effective. Thank you for recommending me, and I look forward to helping you with your next home....
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Gavin Smith has been very helpful in every step of the closing process both times when I purchased a home and refinance it. Communication is always clear, I am never confused, and i always feel confident and informed about the process.
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Reply from Gavin Smith
March 23rd, 2026 02:08 PM
I'm pleased to know that you found the communication clear and felt confident throughout your home purchase and refinance processes. It's important to me that you never feel confused and always informed. Thank you for sharing your experience,...
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Gavin did a great job throughout the process keeping us informed on how everything was going. His communication was top-notch and even when we had a couple appraisal issues to deal with he remained in constant communication with all parties...
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Reply from Gavin Smith
March 16th, 2026 02:12 PM
Thank you for your thoughtful review, Kendra. I'm pleased to know that you valued the communication and proactive approach I took during the process. Handling appraisal issues can often be challenging, and I'm glad we could find solutions that...
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Gavin and his team are great to work with. Great communicaton throughout the entire process. I will definitely refer Gavin to future clients.
Reply from Gavin Smith
March 10th, 2026 02:25 PM
I appreciate your positive feedback, Paula. It's great to know that you found the communication effective throughout the process. Thank you for considering referring me to future clients—I'm here whenever you need assistance.
It was very easy and seamless, I felt educated and thoroughly explained to throughout the purchase process. Gavin fought for me and with his help, I was able to snag the home of my dreams.
Reply from Gavin Smith
March 9th, 2026 01:30 PM
Brittany, I'm glad to hear you found the process easy and seamless. It's important to me that you felt well-informed every step of the way. I'm pleased I could assist in securing the home of your dreams. If you have any more questions or need...
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Gavin is absolutely incredible! Every step of the way he was extremely responsive, informative, and most of, professional. I would recommend Gavin to anyone looking to purchase a new home!
Reply from Gavin Smith
March 6th, 2026 04:31 PM
I'm really glad to hear that you had such a positive experience working with me, Aaron. It's important to me to be responsive and informative throughout the process, and I'm pleased you felt well-supported. Thank you for recommending me to...
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About
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home, refinancing your current mortgage, or just exploring your options, my goal is to help you find the loan that makes the most sense for you. I believe in honest advice, open communication, and being there for my clients every step of the way.
I’m proud to serve the Greater Cincinnati area and love helping individuals and families get closer to their homeownership dreams. If you have any questions—big or small—don’t hesitate to reach out. I’m here to help you make confident, informed decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2630898 (Kentucky, Ohio, Indiana)
Hobbies
- NASCAR
- NFL
- Bengals
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
