Gavin Smith at NFM Lending
Loan Originator | NMLS# 2630898
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home,... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Gavin was amazing at communication and timely updates and my clients were highly satisfied with him!! I will be reccomending in the future! He's Awesome!
Reply from Gavin Smith
February 23rd, 2026 04:22 PM
I'm really pleased to hear that you and your clients were satisfied with the communication and timely updates I provided. I appreciate your recommendation and am grateful for the opportunity to work with you. If any future needs arise, I'll...
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Gavin Smith at NFM Lending has received a review with 5 star rating from Kendra B
Reply from Owner
July 30th, 2026 12:18 AM
I appreciate your rating, Kendra. Thank you for choosing NFM Lending!
Gavin was great! Super helpful during the home buying process!
Reply from Gavin Smith
December 23rd, 2025 06:37 PM
Thank you for your kind words, Kendra. I'm glad to hear that I could assist you throughout the home buying process. It was a pleasure working with you at NFM Lending. If you have any future needs or questions, feel free to reach out.
Great communication and professionalism! Highly recommend!
Reply from Owner
July 30th, 2026 12:18 AM
I appreciate your feedback on the communication and professionalism, Kim. It was my pleasure to assist you through the process at NFM Lending. If you have any other questions or need further assistance, I'm always here to help.
Gavin does an amazing job with communicating not only with my Clients who use him for their lender but also with me as the Realtor. And he was able to get the client CTC 2 weeks early! Easiest close ever, everyone was happy!
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Reply from Gavin Smith
December 23rd, 2025 06:38 PM
I'm glad to hear that communication was seamless for both you and your clients. It's rewarding to know that we were able to facilitate such a smooth transaction and deliver early CTC. Thank you for sharing your positive experience, Kim. If...
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Gavin was absolutely incredible! His response time and communication went above and beyond. He took the time to truly educate me throughout the process and answer my numerous questions. There aren't enough words to express my gratitude for...
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Reply from Gavin Smith
November 11th, 2025 09:03 PM
Your feedback means a lot to me, Brooke. I'm glad to know that the communication and support throughout the process met your expectations. It was important to me to ensure you felt informed every step of the way. If there's anything else you...
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Gavin was incredible and truly made the experience great! His communication was amazing, always quick to respond, and educated us along the way. He always went above and beyond to get us the best options and make us confident in our decisions....
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Reply from Owner
July 30th, 2026 12:18 AM
I appreciate your thoughtful feedback, Brooke. It's gratifying to know that you felt supported throughout the process and confident in the decisions we made together. Thank you for acknowledging my efforts to keep communication clear and responsive....
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Gavin was absolutely incredible! He made an intense process seamless and smooth. He was available 24/7 for any and all questions we had and was so patient with us. The communication was top tier and we would highly recommend him and this team...
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Reply from Owner
July 30th, 2026 12:18 AM
I'm glad to hear that you found the process seamless and smooth, Carly. I'm grateful that you appreciated the communication and availability throughout the process. Your recommendation means a lot, and I’m pleased to have been able to assist....
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The communication, reassurance, and knowledge was beyond helpful and so appreciated. Gavin was available 24/7 for all questions we had and answered timely. He truly made a new, scary process for us so seamless and smooth. We will highly recommend...
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Reply from Gavin Smith
November 4th, 2025 10:17 PM
I'm really glad to know that the communication and support I provided were helpful during this process, Carly. It was my priority to be there for you at every step. Thank you for your kind words and for recommending me and NFM Lending. I'm...
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Gavin really took his time to make sure we understood the the loan procedure. We were on the phone with him for over an hours. He gladly answered all my 20 questions I had!
Reply from Gavin Smith
October 10th, 2025 12:14 PM
I'm pleased to know that you felt supported throughout the loan process, John. Taking the time to answer all your questions is an important part of ensuring everything is clear and straightforward. If you have more questions down the road,...
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About
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home, refinancing your current mortgage, or just exploring your options, my goal is to help you find the loan that makes the most sense for you. I believe in honest advice, open communication, and being there for my clients every step of the way.
I’m proud to serve the Greater Cincinnati area and love helping individuals and families get closer to their homeownership dreams. If you have any questions—big or small—don’t hesitate to reach out. I’m here to help you make confident, informed decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2630898 (Kentucky, Ohio, Indiana)
Hobbies
- NASCAR
- NFL
- Bengals
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
