Gavin Smith at NFM Lending
Loan Originator | NMLS# 2630898
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home,... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Outstanding Lending Experience with Gavin SmithWorking with Gavin Smith at NFM Lending was an exceptional experience from start to finish. My clients were approved right away, and the communication throughout the entire process was truly top-notch....
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Reply from Owner
July 30th, 2026 12:18 AM
I appreciate the kind words, Stephany. I'm glad to hear that the process went smoothly and that we could close ahead of schedule. Keeping you and your clients informed throughout was important to me. Thank you for your recommendation, and I’m...
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Outstanding Lending Experience with Gavin SmithWorking with Gavin Smith at NFM Lending was an exceptional experience from start to finish. My clients were approved right away, and the communication throughout the entire process was truly top-notch....
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Reply from Gavin Smith
March 6th, 2026 04:32 PM
It was a pleasure to work with you and your clients, Stephany. I'm pleased to know that the process was smooth and effective, leading to an early closing. Your recommendation is truly appreciated, and I'm glad I could provide a lending experience...
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Gavin Smith is absolutely phenomenal. He is so friendly, communicative, and efficient. He always puts my clients first in every transaction, and makes sure that they are knowledgable about, and comfortable with, the process. Thank you for all...
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Reply from Gavin Smith
March 6th, 2026 04:32 PM
I'm grateful for your thoughtful words, Kendra. It's important to me that your clients feel informed and comfortable throughout the process. Thank you for trusting me to help them navigate their transactions with NFM Lending.
Gavin Smith at NFM Lending has received a review with 5 star rating from Madison C
Reply from Owner
July 30th, 2026 12:18 AM
I appreciate your rating, Madison. If you ever need assistance in the future, feel free to reach out.
Our experience was seamless, and much easier than I ever could've imagined . Gavin was always there to help and we were grateful to have him on our team.
Reply from Gavin Smith
February 23rd, 2026 04:23 PM
Madison, I'm glad to hear that your experience was seamless and exceeded your expectations. It was truly a pleasure to assist you, and I'm grateful for the opportunity to be part of your team at NFM Lending. If there's anything else you need...
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Gavin was there for my wife and I from the very beginning instilling confidence and comfort for us throughout every step of the way. Truly became a friend by the time we got to the closing table. Could not recommend him enough.
Reply from Owner
July 30th, 2026 12:18 AM
I appreciate your feedback, Evan. It's rewarding to know that you and your wife felt confident and comfortable throughout the process. Building that kind of trust is important to me, and I’m grateful for the opportunity to assist you. Thank...
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Gavin was such a pleasure to work with. He did not let time pass before he would call and ask a question or he would get back to us as soon as he possibly could . He was such a joy to work with!
Reply from Gavin Smith
February 23rd, 2026 04:21 PM
Thank you, Evan, for your kind words. I'm glad to hear I could provide timely communication and support throughout the process. It was truly a pleasure working with you at NFM Lending. If you ever need further assistance, don't hesitate to...
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As an agent, I absolutely love partnering with NFM Lending, specifically Gavin Smith. Gavin goes above and beyond for all of my clients and ensures a smooth process from preapproval to closing table. Thank you for all you do, Gavin!!
Reply from Owner
July 30th, 2026 12:18 AM
I appreciate your feedback and kind words, Kendra. It's important to me to provide exceptional service and ensure a smooth experience for both you and your clients. Partnering with you is always a pleasure, and I'm grateful for the trust you...
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Gavin was always helpful and I knew I could ask him anything. Even things that were not his duty to answer. He always helped me and helped me find the answers I needed. He was the only reason I did not lose my mind in this process.
Reply from Gavin Smith
February 23rd, 2026 04:21 PM
Carrol, I'm so pleased to know that I could assist you throughout the process and be a reliable resource for your questions. Your words mean a lot, and it was truly my goal to help you feel at ease during this time. If you need anything in...
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Gavin Smith at NFM Lending has received a review with 5 star rating from Mariah B
Reply from Owner
July 30th, 2026 12:18 AM
I appreciate your perfect rating, Mariah. If you ever need assistance in the future, feel free to reach out.
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About
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home, refinancing your current mortgage, or just exploring your options, my goal is to help you find the loan that makes the most sense for you. I believe in honest advice, open communication, and being there for my clients every step of the way.
I’m proud to serve the Greater Cincinnati area and love helping individuals and families get closer to their homeownership dreams. If you have any questions—big or small—don’t hesitate to reach out. I’m here to help you make confident, informed decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2630898 (Kentucky, Ohio, Indiana)
Hobbies
- NASCAR
- NFL
- Bengals
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
