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Gavin Smith at NFM Lending - Loan Originator | NMLS# 2630898 in Hebron, KY

Gavin Smith at NFM Lending

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Loan Originator | NMLS# 2630898

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Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible. Whether you’re buying your first home,... Show More
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Business Hours
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
  • Encompass
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    Matt F
    Independence, KY
    Posted on June 30th, 2026 01:32 PM
    He is the best
    Reply from Gavin Smith
    July 1st, 2026 01:50 PM
    Thanks, Matt! I'm glad to hear you feel that way. It's been a pleasure working with you at NFM Lending.
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    Nathan E
    Walton, KY
    Posted on June 24th, 2026 05:49 PM
    with them has been absolutely wonderful, very knowledgeable people who went above and beyond to help us get the house that we bought.
    Reply from Gavin Smith
    July 1st, 2026 01:50 PM
    I'm grateful for your kind words, Nathan. It's nice to know that our team's knowledge and efforts made your home-buying process a wonderful experience. Thank you for choosing NFM Lending!
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    Adam G
    Posted on June 21st, 2026 11:31 AM
    Gavin Smith was recommended by my realtor, Matthew Fehler, and he was awesome! As a first-time homebuyer, I was a little nervous, but he made the whole process super smooth and easy to understand.He was great at communication — always quick...
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    Reply from Owner
    July 30th, 2026 12:17 AM
    I'm glad to hear that I could make your first homebuying experience smooth and understandable, Adam. It's great to know that my communication and advice were helpful to you throughout the process. Thank you for trusting me with such an important...
    read more
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    Adam G
    Williamstown, KY
    Posted on June 21st, 2026 11:29 AM
    Gavin Smith was recommended by my realtor, Matthew Fehler, and he was awesome! As a first-time homebuyer, I was a little nervous, but he made the whole process super smooth and easy to understand.He was great at communication — always quick...
    read more
    Reply from Gavin Smith
    July 1st, 2026 01:49 PM
    Adam, I'm really glad to hear that I could make your first homebuying experience smooth and understandable. Clear communication and ensuring you felt supported were priorities for me, so it's wonderful to know that it made a difference. Thank...
    read more
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    Matthew F ( T H R
    Posted on June 12th, 2026 03:40 PM
    Gavin Smith is the very best at what he does. Top tier lender
    Reply from Owner
    July 30th, 2026 12:17 AM
    Thank you, Matthew, for such kind words. I'm pleased to hear that you feel this way about my work at NFM Lending. If you ever need assistance in the future, I'm here to help.
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    Matt F
    Williamstown, KY
    Posted on June 12th, 2026 03:39 PM
    Gavin Smith is the very best and im I'm very blessed to have stumbled upon him. He has helped my career expand in many ways. Very trustworthy and he will without a doubt be there when he says he will.
    Reply from Gavin Smith
    July 1st, 2026 01:47 PM
    I'm so pleased to hear that I've been able to support your career growth, Matt. Your trust means a lot to me, and I'm grateful for the opportunity to work with you. Thank you for your kind words.
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    Tassica H
    Posted on June 11th, 2026 06:13 PM
    Thanks Gavin for all your hard work
    Reply from Owner
    August 5th, 2026 01:43 PM
    I'm glad I could assist, Tassica. Thank you for your kind words and for choosing NFM Lending.
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    Tassica H
    Crittenden, KY
    Posted on June 11th, 2026 06:13 PM
    Great communication and patience as we worked through the process
    Reply from Gavin Smith
    July 1st, 2026 01:47 PM
    I'm glad to hear that you appreciated the communication and patience throughout the process, Tassica. It was a pleasure working with you at NFM Lending, and I'm here if you need any further assistance.
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    Cameron H
    Crittenden, KY
    Posted on June 11th, 2026 01:11 PM
    Working with Gavin on our recent transaction was a seamless experience. He was proactive from day one, keeping both myself and our clients updated every step of the way. What I appreciate most about Gavin is his responsiveness—questions never...
    read more
    Reply from Gavin Smith
    June 11th, 2026 01:15 PM
    Cameron, I appreciate your kind words and am glad to hear that the transaction went smoothly. It's great to know that my responsiveness and proactive approach were helpful to you and your clients. Thank you for recommending me as a reliable...
    read more
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    JR H
    Posted on June 11th, 2026 10:09 AM
    The best in the business and if you ever need a loan for a house you need to give this guy a call. He is always available and helps make sure he finds the best avenue available for you and your family. He gets the job done very quick and effectively...
    read more
    Reply from Owner
    August 5th, 2026 01:43 PM
    Thank you so much, JR, for your kind words and recommendation. I'm glad to hear you found my services helpful and efficient. It's always my goal to provide the best support for you and your family at NFM Lending.
  • 31–40 of 90
    About
    Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible. Whether you’re buying your first home, refinancing your current mortgage, or just exploring your options, my goal is to help you find the loan that makes the most sense for you. I believe in honest advice, open communication, and being there for my clients every step of the way. I’m proud to serve the Greater Cincinnati area and love helping individuals and families get closer to their homeownership dreams. If you have any questions—big or small—don’t hesitate to reach out. I’m here to help you make confident, informed decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Addresses and Serving Areas

    Year Started

    2024

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2630898 (Kentucky, Ohio, Indiana)
    Hobbies
    • NASCAR
    • NFL
    • Bengals
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.