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Gavin Smith at NFM Lending - Loan Originator | NMLS# 2630898 in Hebron, KY

Gavin Smith at NFM Lending

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Loan Originator | NMLS# 2630898

NFM Lending - Great Lakes Division
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Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible. Whether you’re buying your first home,... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(859) 496-6677
Hebron, KY
https://nfmlending.com/loanoriginator/gavin-smith/
https://nfmlending.com/KY407/
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
  • Encompass
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    Angela E
    Independence, KY
    Posted on July 17th, 2026 01:37 PM
    Constant contact & updates!
    Reply from Gavin Smith at NFM Lending
    August 5th, 2026 01:40 PM
    I'm glad to hear that the constant contact and updates were helpful, Angela. Thank you for sharing your positive experience with NFM Lending.
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    Alyssa R
    Posted on July 14th, 2026 02:12 PM
    I had a wonderful experience with Gavin and his team. He was always willing to answer any questions and I never felt bad having to ask them. His communication was on point and he always followed up to make sure I knew what I was doing. He worked...
    read more
    Reply from Owner
    August 5th, 2026 01:40 PM
    Alyssa, I'm so glad to hear you had a wonderful experience with me and my team. It was my pleasure to assist you and ensure all your questions were answered. Thank you for your kind words and for recommending me — it truly means a lot.
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    Alyssa R
    Covington, KY
    Posted on July 14th, 2026 02:12 PM
    I had a wonderful experience with Gavin and his team. He was always willing to answer any questions and I never felt bad having to ask them. His communication was on point and he always followed up to make sure I knew what I was doing. He worked...
    read more
    Reply from Gavin Smith at NFM Lending
    August 5th, 2026 01:40 PM
    I'm glad to hear you had a wonderful experience, Alyssa. It's great to know that my communication and efforts to find the best loan for you were helpful. Thank you for your kind words—I truly care about supporting my clients throughout the...
    read more
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    Amanda A
    Mount Vernon, KY
    Posted on July 10th, 2026 08:19 PM
    Gavin and the team at NFM Lending was amazing to work with! We were informed throughout the entire process and closed on time!
    Reply from Gavin Smith
    August 5th, 2026 01:40 PM
    I'm glad to hear that you had a positive experience working with me and the team at NFM Lending, Amanda. Keeping you informed throughout the process and closing on time is always our goal. Thank you for your kind words!
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    Hajnalka J
    Mount Vernon, KY
    Posted on July 4th, 2026 01:47 PM
    Gavin is an excellent communicator! He replied quickly to texts and calls. And even though this is the third house that I have purchased in my life, there were new things to learn. Gavin patiently helped me explore different options of financing...
    read more
    Reply from Gavin Smith at NFM Lending
    August 5th, 2026 01:41 PM
    Hajnalka, I truly appreciate your kind words and am pleased to hear about your positive experience. It was my pleasure to assist you through the financing process and explore different options together. Thank you for trusting me and NFM Lending...
    read more
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    Margaret H P
    Independence, KY
    Posted on July 3rd, 2026 02:03 PM
    Communication and availability were wonderful. I always knew where we were in the process.
    Reply from Gavin Smith at NFM Lending
    August 5th, 2026 01:42 PM
    I'm glad to hear that you appreciated the communication and availability throughout the process, Margaret. It was important to me that you felt informed every step of the way. Thank you for choosing NFM Lending.
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    Joseph J
    Mount Vernon, KY
    Posted on July 1st, 2026 01:36 PM
    My wife did most of it,I give God and her the credit, this is my first time buying a house but everyone was so helpful in making this purchase possible.
    Reply from Gavin Smith at NFM Lending
    August 5th, 2026 01:42 PM
    I'm pleased to hear that you found the process helpful, Joseph. It's wonderful to know that we could assist in making your first home purchase possible. If you have any questions or need further assistance, please feel free to reach out.
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    Makenna L
    Erlanger, KY
    Posted on June 30th, 2026 05:08 PM
    Gavin was great! He explained every step of the process to me and answered every question I had . Will always recommend Gavin!
    Reply from Gavin Smith at NFM Lending
    August 5th, 2026 01:43 PM
    I'm so glad to hear that I could help explain the process and answer your questions, Makenna. Your recommendation means a lot to me. Thank you for choosing NFM Lending!
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    S B
    Posted on June 30th, 2026 02:35 PM
    Gavin Smith at NFM Lending has received a review with 5 star rating from S B
    Reply from Owner
    August 5th, 2026 01:43 PM
    Thank you, Shawn, for the perfect rating! I'm glad I could assist you with your lending needs at NFM Lending.
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    Shawn B
    Erlanger, KY
    Posted on June 30th, 2026 02:35 PM
    Honestly trusted Gavin and everyone who was involved. Just told them what we needed or looking for and they did the rest!
    Reply from Gavin Smith
    July 1st, 2026 01:50 PM
    I'm pleased to hear that you felt you could trust me and the team, Shawn. It's great to know we could meet your needs effectively at NFM Lending. Thank you for your kind words!
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    About
    Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible. Whether you’re buying your first home, refinancing your current mortgage, or just exploring your options, my goal is to help you find the loan that makes the most sense for you. I believe in honest advice, open communication, and being there for my clients every step of the way. I’m proud to serve the Greater Cincinnati area and love helping individuals and families get closer to their homeownership dreams. If you have any questions—big or small—don’t hesitate to reach out. I’m here to help you make confident, informed decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
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    Addresses and Serving Areas

    Year Started

    2024

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2630898 (Kentucky, Ohio, Indiana)
    Hobbies
    • NASCAR
    • NFL
    • Bengals
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    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.