Gavin Smith at NFM Lending
Loan Originator | NMLS# 2630898
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home,... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Gavin is the best in the industry helping explain everything in great detail helping make sure we found the best avenue available for us. He is always available at the drop of a dime to answer any question regardless of the type of question....
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Reply from Gavin Smith
June 11th, 2026 11:51 AM
I'm grateful for your kind words, Vernon. It's wonderful to know that my efforts to provide detailed explanations and availability were helpful to you. Thank you for trusting me with your needs at NFM Lending.
My wife and I would HIGHLY recommend Gavin to anyone in need of a mortgage. Gavin navigated us through the entire mortgage process and educated us on many available options! Gavin was extremly prompt with all communication and answered phone...
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Reply from Gavin Smith
June 1st, 2026 12:08 PM
Thank you, David, for your appreciated feedback! I'm pleased to hear that you and your wife had a positive experience and felt well-informed throughout the mortgage process. Your recommendation means a lot to me, and I'm grateful for your support....
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Absolutely incredible guy. Gavin was/is always available to me, and was insanely knowledgeable about all aspects of what and when i needed to do when I was buying a house. I would recommend Gavin to anyone!!!!!!!!
Reply from Owner
July 30th, 2026 12:18 AM
Thank you so much, Bryan. I'm glad to hear you found my availability and knowledge helpful during your home-buying process. Your recommendation means a lot to me, and I'm grateful for your kind words.
Gavin was incredible. Through the process of applying for a loan, I got someone on my team who genuinely cared whether or not I not only was approved for a loan, but whether or not I got the house I wanted. He was available at any time of the...
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Reply from Gavin Smith
June 1st, 2026 12:09 PM
I'm grateful for your kind words, Bryan. It's appreciated to hear that I could make the loan application and house buying process easier for you. Being available to assist and support you was important to me, and I'm pleased to know it made...
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Gavin and his team are very communicative throughout the process and we were actually CTC 2 weeks early!!!
Reply from Gavin Smith
April 21st, 2026 02:30 PM
I'm pleased to hear that you found our communication helpful throughout the process, Kim. It's great that we could achieve CTC two weeks early for you. Thank you for your kind words and for choosing NFM Lending!
Gavin Smith at NFM Lending has received a review with 5 star rating from Hailey G
Reply from Owner
July 30th, 2026 12:18 AM
Thank you so much for the 5-star rating, Hailey! I appreciate your support and am here if you need anything in the future.
was just amazing. It truly felt like Gavin cared. he went above and beyond to ensure wewe were happy and satisfied.
Reply from Gavin Smith
April 17th, 2026 12:52 PM
I'm glad to hear that you felt cared for and satisfied with my service, Hailey. It was a pleasure going above and beyond to assist you. Thank you for your kind words!
Gavin is the absolute professional. Everything is done in a timely fashion, answers are straight forward without blowing smoke, and he truly heads down every avenue to make sure he helps his clients achieve their goal. He not only lets them...
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Reply from Owner
July 30th, 2026 12:18 AM
I'm grateful for your appreciated feedback, Lars. It means a lot to know that you appreciate my efforts and straightforward approach. Thank you for recommending me at NFM Lending—I’m here to assist you anytime.
Gavin is the absolute professional. Everything is done in a timely fashion, answers are straight forward without blowing smoke, and he truly heads down every avenue to make sure he helps his clients achieve their goal. He not only lets them...
read more
Reply from Gavin Smith
April 17th, 2026 12:52 PM
Thank you so much for your kind words, Lars. I'm glad to hear that you appreciated my straightforward approach and dedication throughout the process. It's important to me to support my clients every step of the way, even after closing. Your...
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NFM lending made every step easy and deeply explained everything each step of the way. They also made sure to answer any questions I had as thorough as possible
Reply from Gavin Smith
April 17th, 2026 12:51 PM
I'm glad to hear that you found the process easy and well-explained, Brianna. It's important to me that all your questions were answered thoroughly. Thank you for sharing your experience with NFM Lending.
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About
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home, refinancing your current mortgage, or just exploring your options, my goal is to help you find the loan that makes the most sense for you. I believe in honest advice, open communication, and being there for my clients every step of the way.
I’m proud to serve the Greater Cincinnati area and love helping individuals and families get closer to their homeownership dreams. If you have any questions—big or small—don’t hesitate to reach out. I’m here to help you make confident, informed decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2630898 (Kentucky, Ohio, Indiana)
Hobbies
- NASCAR
- NFL
- Bengals
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
