Gavin Smith at NFM Lending
Loan Originator | NMLS# 2630898
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home,... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Gavin Smith at NFM Lending has received a review with 5 star rating from Ericka K
Reply from Owner
September 2nd, 2026 02:45 PM
Thank you, Ericka, for the 5-star rating. I'm glad to know you had a positive experience with NFM Lending.
I had a great experience from start to finish and as a new Realtor I appreciated the constant communication the most.
Reply from Gavin Smith at NFM Lending
September 2nd, 2026 02:46 PM
I'm glad to hear you had a great experience, Ericka. As a new Realtor, your appreciation for our communication means a lot to me. Thank you for your kind words, and I look forward to working together again.
Gavin was the best . he made everything so easy . He explained the process of everything . It was a pleasure to work with
Reply from Gavin Smith at NFM Lending
September 2nd, 2026 02:46 PM
Thank you so much, Jessica! I'm glad to hear that the process felt easy and that my explanations were helpful. It was a pleasure working with you as well.
Gavin’s communication was unmatched. He consistently responded to text messages and emails, even on weekends, and guided us through the entire process with the utmost professionalism. His responsiveness, dedication, and professionalism made...
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Reply from Gavin Smith at NFM Lending
August 10th, 2026 02:07 PM
Anthony, I'm glad to hear that my communication and responsiveness made your experience seamless. Your kind words about my dedication and professionalism mean a lot. Thank you for choosing NFM Lending, and I'm here if you need any further assistance....
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Gavin did a great job with keeping me and my clientsin the loop and discussing anything that was needed. He is very communicative and cares about his clients and meeting deadlines. Highly recommend.
Reply from Gavin Smith at NFM Lending
August 5th, 2026 01:38 PM
Thank you, Kimberley, for your kind words. I'm pleased to hear that my communication and dedication met your expectations. It was a pleasure working with you and your clients at NFM Lending.
Gavin Smith at NFM Lending has received a review with 5 star rating from Bailey S
Reply from Owner
August 5th, 2026 01:38 PM
Thank you for the perfect rating, Bailey! I appreciate your support and am glad to be a part of your experience with NFM Lending.
EASY, RESPONSIVE, AND FRIENDLY
Reply from Gavin Smith at NFM Lending
August 5th, 2026 01:39 PM
I'm glad to hear you found the process easy, responsive, and friendly, Bailey. Thank you for your kind words. It was a pleasure assisting you with your needs at NFM Lending.
NFM Lending made home ownership a smooth process. Gavin Smith is patient and kind. He communicated with us almost daily. I will recommend everyone who is looking to refinance or purchase a home to reach out to Gavin Smith with NFM Lending.
Reply from Owner
August 5th, 2026 01:39 PM
I'm glad to hear that your home ownership journey was smooth with my help, Kathryn. Your recommendation means a lot to me, and I'm grateful for your kind words about my communication and patience. If you or anyone you know needs assistance...
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NFM Lending made the path to home ownership a smooth process. Gavin Smith is patient and kind. He kept us informed and communicated with us almost daily. I will recommend Gavin Smith with NFM Lending to everyone looking to refinance or purchase...
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Reply from Gavin Smith at NFM Lending
August 5th, 2026 01:39 PM
I'm glad to hear that your experience with NFM Lending was smooth, Kathryn. Thank you for your kind words and for recommending me. It was a pleasure keeping you informed throughout the process, and I'm here if you need any further assistance...
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Gavin went beyond my expectations for keeping everyone in the loop. Always available & positive! I will be recommending him to all my clients!
Reply from Owner
August 5th, 2026 01:39 PM
I'm glad to hear that I could exceed your expectations and keep everyone informed, Angela. Your recommendation means a lot to me, and I'm thankful for your positive feedback.
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About
Buying a home or refinancing can feel like a big step, but it doesn’t have to be overwhelming. I’m Gavin Smith, and I’m here to make the mortgage process simple, clear, and as stress-free as possible.
Whether you’re buying your first home, refinancing your current mortgage, or just exploring your options, my goal is to help you find the loan that makes the most sense for you. I believe in honest advice, open communication, and being there for my clients every step of the way.
I’m proud to serve the Greater Cincinnati area and love helping individuals and families get closer to their homeownership dreams. If you have any questions—big or small—don’t hesitate to reach out. I’m here to help you make confident, informed decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2630898 (Kentucky, Ohio, Indiana)
Hobbies
- NASCAR
- NFL
- Bengals
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
