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Heather Frye | The Frye Lending Team

Name: Summit Funding
Address: 611 Caroline Street, Fredericksburg, Virginia, 22401
Telephone: +1-540-295-7596
Rating: 4.91

Area Manager

New American Funding - Fredericksburg, VA

4.91

(297)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 450-2010

Fredericksburg, VA

https://www.newamericanfunding.com/mortgage-loans/heatherfrye

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4.91

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Heather Frye | The Frye Lending Team has received a review with 5 star rating from Austin M

Reply from Owner

April 30th, 2026 06:29 PM

Thank you for the 5-star rating, Austin. I'm grateful for your support! We were honored to serve you in the first time buying a home. We are so excited for your family! Congratulations!

great Communication

Reply from Heather Frye | The Frye Lending Tea...

April 30th, 2026 06:30 PM

I'm glad you found the communication to be great, Austin. Thank you for your positive feedback! We hope you enjoy your new home for many years to come. We are here if you need anything!

Very knowledgeable and personable. Were all very accessible and very willing to explain the whole process and answer any questions I had.

Reply from Heather Frye | The Frye Lending Tea...

April 13th, 2026 04:09 PM

Danielle, It was a pleasure and an honor to serve you. We wish you the very best in your new home! Thank you also for referring your family over to our team. We appreciate the referral and could not succeed with out the support of our clients....

We had an absolutely fantastic experience working with our Heather and her entire team throughout our home buying journey. From start to finish, they were professional, knowledgeable, and incredibly responsive. This was our first home purchase...

Reply from Owner

April 13th, 2026 04:11 PM

Thank you so much for this — it truly means more than you know. 🥹It was such an honor to be part of your first home buying journey, and I’m so grateful you trusted me and my team every step of the way. You made the process such a great experience...

The team went above and beyond to ensure we were able to have a home that we loved. Communication was prompt and polite. Weekly updates kept us informed and the process smooth.

Reply from Heather Frye | The Frye Lending Tea...

April 9th, 2026 07:12 PM

Thanks so much Melany. It was an honor to serve you and your family. We wish you the best in your new home! :)

The transparency, the knowledge from the entire team, the swiftness throughout the process, and the kindness given to us. We are new to the home-buying process, and you guys made what is usually a stressful process seem exciting and less intimidating....

Reply from Heather Frye

March 10th, 2026 03:58 PM

Thank you and your family for your choice to serve. It was our honor to serve you. We are so excited for your family and we know you will love being home again! 🏡

We had an excellent experience working with Heather and her team. They were incredibly responsive and kept everything moving with a fast turnaround time, which made a stressful process feel much easier. What really stood out was how professional...

Reply from Heather Frye | The Frye Lending Tea...

April 9th, 2026 07:13 PM

Amy! Thank you so much for your review. We are honored to have served you and your family. We are always here for you guys! Thank you for trusting me and the Frye Lending team with your home mortgage needs!

Reply from Owner

April 9th, 2026 07:13 PM

Heather Frye | The Frye Lending Team has received a review with 5 star rating from Jennifer H

Reply from Heather Frye | The Frye Lending Tea...

April 9th, 2026 08:39 PM

Thank you so much for allowing our team to partner with you on this mortgage transaction. It is our honor to serve you!

They are quick to respond and very knowledgeable!

Reply from Owner

April 9th, 2026 08:39 PM

Thank you so much for allowing our team to partner with you on this mortgage transaction. It is our honor to serve you!

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About

Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

DSCR Loans

Cash-Out Refinances

Bank Statement Mortgages

Home Equity Conversion Mortgages(HECM)

Hard Money Fix and Flip Loans