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Heather Frye | The Frye Lending Team

Name: Summit Funding
Address: 611 Caroline Street, Fredericksburg, Virginia, 22401
Telephone: +1-540-295-7596
Rating: 4.91

Area Manager

New American Funding - Fredericksburg, VA

4.91

(297)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 450-2010

Fredericksburg, VA

https://www.newamericanfunding.com/mortgage-loans/heatherfrye

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4.91

(297)

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Heather and her team are very responsive, clear, and easy to work with. They always keep me updated and make the process smooth even if it is complex. I would highly recomend Heather and her team.

Reply from Heather Frye | The Frye Lending Tea...

July 15th, 2026 10:59 PM

Mendy, thank you so much for taking the time to write your review. We are so thankful for your trust and your continued partnership. We appreciate you and look forward to working together again soon!

Overall best service

Reply from Heather Frye | The Frye Lending Tea...

July 15th, 2026 11:00 PM

Kenneth, thank you for recognizing the service you received. I'm happy to know that your experience was positive. Thank you for your service and your trust in our team!

Working with Heather Frye and her team was the absolute best experience I have ever experienced working with a mortgage company. She and her team are very knowledgeable, friendly, and everything is done in a timely manner with follow ups. I...

Reply from Heather Frye | The Frye Lending Tea...

July 6th, 2026 06:15 PM

Glenn, I'm so pleased to hear that you had such a positive experience with my team and me. Your recommendation and high rating mean a lot to us. We're grateful for your support and are always here to help if you need anything in the future.

Working with Heather and her team was an amazing experience. She’s very responsive and worked well with me as my clients realtor. I will refer other clients in the future because the experience was top tier!

Reply from Owner

June 27th, 2026 11:45 AM

Keoshoa, thank you for taking the time to review your experience! It was an honor to serve you and your investor with the purchase of their new investment property. We appreciate your partnership and diligence throughout the process. Thank...

Great team. Answered all our questions in a timely manner. Was straight forward with the entire process and patient as we gater paperwork and fill in missing items. So easy and nice to talk with. Exciting got my family and I in our first home....

Reply from Owner

June 22nd, 2026 01:12 PM

Aaron, thank you so much for the review! We are honored to serve your family get into your first home. So proud of the work you put in to become a first time homeowner. Wishing you and your family years of happiness and joy!

How up front, easy to talk with and working through the entire process. Help and made everything as simple as easy to understand.

Reply from Heather Frye

June 22nd, 2026 01:13 PM

Aaron, I appreciate your feedback and I'm glad to know that you found the process straightforward and easy to understand. If there's anything more I can assist with, please feel free to reach out.

What made my experience great was the communication was excellent. The team was very knowledgeable and everything was done in a timely manner with follow ups. The overall whole experience was absolutely excellent!

Reply from Heather Frye | The Frye Lending Tea...

June 22nd, 2026 01:13 PM

Glenn, thanks for trusting us with your loan for your investment purchase! We are honored to help support your journey and thankful to serve you!

Heather and her team were great to work with. They made such a huge life event easily navigable and took all the stress off my shoulders. I can’t wait to work with them again in the future.

Reply from Owner

June 19th, 2026 03:01 PM

Jesse! Thank you so much for trusting our team with your home purchase! We appreciate your taking the time to write us a review as well! We wish you and your family many years of blessings and happiness in your new home!

GREAT TEAM

Reply from Heather Frye

June 22nd, 2026 01:14 PM

Thanks Jesse! We appreciate your trust to help with your home loan! Wishing you the best of luck and years of happiness in your new home!

Personable, pleasant, efficient, swift service we can trust.

Reply from Heather Frye

June 22nd, 2026 01:15 PM

Karen, honored to be your partner for mortgage loans and we are so thankful for your trust and your business. Thank you for choosing our team!

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About

Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

DSCR Loans

Cash-Out Refinances

Bank Statement Mortgages

Home Equity Conversion Mortgages(HECM)

Hard Money Fix and Flip Loans