Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Reviews from Web
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    Bryan F
    Fredericksburg, VA
    Posted on September 11th, 2020 12:00 AM
    Easy from start to finish. Never had to worry about anything they had it taken care of. Second time doing business with them there will definitely be a third!
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    Kirsten B
    Fredericksburg, VA
    Posted on August 31st, 2020 12:00 AM
    Heather was great to work with. She was understanding of my situation and answered any questions that I had in timely manner. The office was very nice and the closing was easy and quick.
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    Ronnie G
    Posted on August 12th, 2020 09:08 PM
    Heather Frye | The Frye Lending Team has received a review with 4 star rating from Ronnie G
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    Ronnie G
    Posted on August 12th, 2020 09:08 PM
    Heather Frye | The Frye Lending Team has received a review with 4 star rating from Ronnie G
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    Ronnie G
    Posted on August 12th, 2020 09:08 PM
    Heather Frye | The Frye Lending Team has received a review with 4 star rating from Ronnie G
  • google
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    Ronnie G
    Posted on August 12th, 2020 09:08 PM
    Heather Frye | The Frye Lending Team has received a review with 4 star rating from Ronnie G
  • Zillow
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    Dan & D W
    New Bern, NC
    Posted on July 15th, 2020 12:00 AM
    We were extremely impressed with the ease of working with and knowledge of the Movement Mortgage Loan Officer, Heather Frye. She was extremely pleasant and helpful. We would positively use Movement Mortgage again if the need arose.
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    Christopher B
    Bowling Green, VA
    Posted on July 15th, 2020 12:00 AM
    Heather was absolutely engaged throughout the entire process and never left us feeling in any type of limbo. Heather kept us up to date and her team (Mary, Tammi and others) were very responsive when we had questions or concerns. Whatever your...
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    Ronniegordon90
    Partlow, VA
    Posted on July 8th, 2020 12:00 AM
    She was so caring and so was Melissa. I have already recommended them. We were treated wonderfully and they made everything easy for us to understand. This was our first time using this company. I will definitely be using the company again....
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    Sierra M
    Bowling Green, VA
    Posted on June 22nd, 2020 12:00 AM
    Heather Frye and her team worked like a well-oiled machine. I had previously experienced a terrible home purchase at the end of 2020 with another company. We decided to call Heather and her team to try one last time to buy our dream home. It...
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
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    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
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    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing