Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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  • SFTP
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    Bobette V
    Stafford, VA
    Posted on July 13th, 2021 10:10 PM
    Communication and the process/portal.
  • SFTP
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    Suba R
    Fredericksburg, VA
    Posted on July 10th, 2021 12:02 PM
    I was new to the process, but they were available for questions and guided me with explaining step by step. I was surprised to get a birthday email, which was a nice touch.
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    Leslie J Q
    Aylett, VA
    Posted on May 14th, 2021 12:00 AM
    Heather Frye is one of the best loan officers i have the pleasure of knowing! I would absolutely recommend her and her team to everyone i come in contact with!
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    Kelly P
    Ashland, VA
    Posted on March 12th, 2021 12:00 AM
    Heather was such a pleasure to work with! She is very thorough, dependable and always there when I needed her. Heather has an abundance of knowledge in the lending industry and was always able to answer all of my questions. I highly recommend...
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    Kristen S
    Posted on March 4th, 2021 06:36 PM
    Heather and her team worked hard to find the best deal for my family. They worked quick and made the whole process seamless. I highly recommend them!!
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    David H
    Fredericksburg, VA
    Posted on February 13th, 2021 12:00 AM
    Heather and the Frye Team made the loan process very easy. I would highly recommend Movement Mortgage to anyone refinancing or purchasing a home. They would not be disappointed.
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    David H J
    Posted on December 15th, 2020 11:06 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from David H J
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    David H J
    Posted on December 15th, 2020 11:06 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from David H J
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    David H J
    Posted on December 15th, 2020 11:06 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from David H J
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    David H
    Posted on December 15th, 2020 11:06 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from David H
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
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    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
    • View All
    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing