Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Reviews from Web
  • Encompass
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    Justin L B
    Culpeper, VA
    Posted on July 19th, 2024 01:13 PM
    Heather and her team are simply the BEST! Second to none. Heather’s experience and expertise was a true lifesaver in navigating this process with my client. Her professionalism and responsiveness was incredible, and we could not have made it...
    read more
    Reply from Heather Frye
    March 10th, 2026 03:58 PM
    Hi Justin, Thank you so much for your glowing review and the 5-star rating. It was a privilege to guide you and your client through this process. Your kind words truly mean a lot to me and my team. It's always our aim to lend our expertise...
    read more
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    Linda S
    Posted on July 18th, 2024 07:27 PM
    Excellent customer service
    Reply from Heather Frye
    July 18th, 2024 07:38 PM
    Thank you so much for your positive review, Linda! We're delighted to hear that our customer service met your expectations. We always strive to provide the best experience for our customers.
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    Linda S
    Posted on July 18th, 2024 07:27 PM
    Excellent customer service
    Reply from Owner
    July 18th, 2024 07:38 PM
    Thank you so much for your positive review, Linda! We're delighted to hear that our customer service met your expectations. We always strive to provide the best experience for our customers.
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    Linda M S
    Elkview, WV
    Posted on July 16th, 2024 06:59 PM
    Overall services from everyone
    Reply from Heather Frye
    March 10th, 2026 03:58 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
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    Eric L E
    Spotsylvania, VA
    Posted on June 13th, 2024 12:08 PM
    Communication was great
    Reply from Heather Frye
    March 10th, 2026 03:58 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
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    Robin D
    Posted on June 11th, 2024 01:37 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Robin D
    Reply from Heather Frye
    June 11th, 2024 01:48 PM
    Thank you for your 5-star rating, Robin! We're delighted to know you're satisfied with our services.
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    Robin D
    Posted on June 11th, 2024 01:37 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Robin D
    Reply from Owner
    June 11th, 2024 01:48 PM
    Thank you for your 5-star rating, Robin! We're delighted to know you're satisfied with our services.
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    Robin D
    Spotsylvania, VA
    Posted on June 11th, 2024 01:37 PM
    Such an easy transaction. Heather was quick to respond to All questions and is very knowledgeable.
    Reply from Heather Frye
    March 10th, 2026 03:58 PM
    I'm absolutely delighted that you had an easy transaction, Robin. Being quick and knowledgeable is part of ensuring you get the best service possible. Thank you for the perfect rating! It's been a pleasure doing business with you!.
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    Lawrence H W
    Colonial Beach, VA
    Posted on June 8th, 2024 12:23 PM
    Heather and Leslie were a big big help and worked very hard for us. If I were just rating them everything would be the highest number. But it says to rate the whole team
    Reply from Heather Frye
    March 10th, 2026 03:58 PM
    Thank you for your feedback. If there is anything we can do to improve, please let us know.
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    Sheri R
    Posted on May 30th, 2024 02:21 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Sheri R
    Reply from Heather Frye
    May 30th, 2024 02:31 PM
    Thank you for your 5-star rating, Sheri! We're delighted to have met your expectations. We're here to help if you need anything in the future.
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
    • View All
    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
    • View All
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing