Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Reviews from Web
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    Miranda C
    Posted on October 23rd, 2024 09:05 AM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Miranda C
    Reply from Heather Frye
    February 13th, 2025 07:34 PM
    Thank you Miranda for the review! We appreciate your trust and your business. It was an honor to serve you and your family!
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    Miranda C
    Posted on October 23rd, 2024 09:05 AM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Miranda C
    Reply from Owner
    February 13th, 2025 07:34 PM
    Thank you Miranda for the review! We appreciate your trust and your business. It was an honor to serve you and your family!
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    Jerod W C
    Stafford, VA
    Posted on October 23rd, 2024 09:04 AM
    Summit Funding continued to work with us even though our situation was unique and complicated. They were very open and communication was great. I would highly recommend them in the future.
    Reply from Heather Frye
    March 10th, 2026 03:58 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
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    Adam R B
    Mineral, VA
    Posted on October 14th, 2024 02:04 PM
    The process from start to finish was very smooth. Thank you for making my home buying experience a great one.
    Reply from Heather Frye
    March 10th, 2026 03:58 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
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    Teara C
    Posted on September 23rd, 2024 04:21 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Teara C
    Reply from Owner
    February 13th, 2025 07:35 PM
    Teara, thank you for trusting our team as a repeat customer! We truly appreciate your loyalty and support for our local business. It was an honor to serve you!
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    Teara C C
    Stafford, VA
    Posted on September 23rd, 2024 04:21 PM
    Fast and efficient service and went above and beyond
    Reply from Heather Frye
    March 10th, 2026 03:58 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
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    Darrin A C
    Stafford, VA
    Posted on September 21st, 2024 12:55 PM
    Constant contact. Rapid answers to questions.
    Reply from Heather Frye
    March 10th, 2026 03:58 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
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    Farrah G
    Spotsylvania, VA
    Posted on August 2nd, 2024 03:05 PM
    Communication, knowledge and understating of my needs
    Reply from Heather Frye
    March 10th, 2026 03:58 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
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    Justin B
    Posted on July 19th, 2024 01:14 PM
    Heather Frye is INCREDIBLE! Heather’s knowledge and unwavering support is simply the best. I highly recommend Heather to ANYONE (you will thank me). Heather ALWAYS puts the client first, and you will feel that you are more than just a “transaction”...
    read more
    Reply from Owner
    July 19th, 2024 01:24 PM
    Justin, thank you for the glowing review! It's amazing to hear how much you appreciate Heather's hard work and dedication. We are grateful for the trust you place in us and will continue to strive for the highest levels of service. We're always...
    read more
  • google
    J
    Justin B
    Posted on July 19th, 2024 01:14 PM
    Heather Frye is INCREDIBLE! Heather’s knowledge and unwavering support is simply the best. I highly recommend Heather to ANYONE (you will thank me). Heather ALWAYS puts the client first, and you will feel that you are more than just a “transaction”...
    read more
    Reply from Heather Frye
    July 19th, 2024 01:24 PM
    Justin, thank you for the glowing review! It's amazing to hear how much you appreciate Heather's hard work and dedication. We are grateful for the trust you place in us and will continue to strive for the highest levels of service. We're always...
    read more
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
    • View All
    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing