

Top 5%
Heather Frye | The Frye Lending Team
Area Manager

Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Heather Frye | The Frye Lending Team has received a review with 5 star rating from Miranda C
Reply from Heather Frye
February 13th, 2025 07:34 PM
Thank you Miranda for the review! We appreciate your trust and your business. It was an honor to serve you and your family!
Heather Frye | The Frye Lending Team has received a review with 5 star rating from Miranda C
Reply from Owner
February 13th, 2025 07:34 PM
Thank you Miranda for the review! We appreciate your trust and your business. It was an honor to serve you and your family!
Summit Funding continued to work with us even though our situation was unique and complicated. They were very open and communication was great. I would highly recommend them in the future.
Reply from Heather Frye
March 10th, 2026 03:58 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
The process from start to finish was very smooth. Thank you for making my home buying experience a great one.
Reply from Heather Frye
March 10th, 2026 03:58 PM
Congratulations on this big life decision! We hope to work with you again in the future.
Heather Frye | The Frye Lending Team has received a review with 5 star rating from Teara C
Reply from Owner
February 13th, 2025 07:35 PM
Teara, thank you for trusting our team as a repeat customer! We truly appreciate your loyalty and support for our local business. It was an honor to serve you!
Fast and efficient service and went above and beyond
Reply from Heather Frye
March 10th, 2026 03:58 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
Constant contact. Rapid answers to questions.
Reply from Heather Frye
March 10th, 2026 03:58 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
Communication, knowledge and understating of my needs
Reply from Heather Frye
March 10th, 2026 03:58 PM
Congratulations on this big life decision! We hope to work with you again in the future.
Heather Frye is INCREDIBLE! Heather’s knowledge and unwavering support is simply the best. I highly recommend Heather to ANYONE (you will thank me). Heather ALWAYS puts the client first, and you will feel that you are more than just a “transaction”...
read more
Reply from Owner
July 19th, 2024 01:24 PM
Justin, thank you for the glowing review! It's amazing to hear how much you appreciate Heather's hard work and dedication. We are grateful for the trust you place in us and will continue to strive for the highest levels of service. We're always...
read more
Heather Frye is INCREDIBLE! Heather’s knowledge and unwavering support is simply the best. I highly recommend Heather to ANYONE (you will thank me). Heather ALWAYS puts the client first, and you will feel that you are more than just a “transaction”...
read more
Reply from Heather Frye
July 19th, 2024 01:24 PM
Justin, thank you for the glowing review! It's amazing to hear how much you appreciate Heather's hard work and dedication. We are grateful for the trust you place in us and will continue to strive for the highest levels of service. We're always...
read more
101–110 of 297
About
Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Conversion Mortgages(HECM)
Hard Money Fix and Flip Loans
Specialities
DSCR
First Time Homebuyers
VA Loans
Grant Programs
Credit Improvement Strategies
Construction to Perm Financing
FHA loans
Low Credit Scores
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Summit Funding - Area LeaderSep 26th, 2023 - Mar 6th, 2026
- Movement Mortgage - Market LeaderOct 14th, 2011 - Sep 22nd, 2023
Memberships
- Chamber of Commerce - Fredericksburg VA
- Fredericksburg Area Builders Association
- Fredericksburg Area Association of Realtors
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- MLS 213439
- Florida MLO
- California MLO
View All
Gallery



Achievements
- Silver Circle Virginia Housing Producer
- Best Mortgage Lender Finalist, Best of the 'Burg 2026
Hobbies
- Camping, Family Time, Sports
- LSU Football
- Farm Life
View All
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing