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Guild Mortgage - Francis Ruzicka
Senior Loan Officer | NMLS# 232598
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even co... Show More
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8:30 AM to 5:30 PM
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Reviews from Web
A very well-oiled machine or better yet, a symphony. Several very talented and intelligent people working together to make my mortgage experience exceptional. Highly recommend Frank, Mary, and Peggy - the Ruzicka Team at Guild Mortgage.
Reply from Owner
June 24th, 2025 01:54 PM
Mary, you are correct, I have the most talented team backing me up each and every day. As I always say, "My team makes me look good!" Thank you for your trust in Team Ruzicka, we appreciate your business.
I was kept informed of everything that was happening and what still needed to happen. Excellent communication!
Reply from Frank Ruzicka
March 29th, 2025 02:27 AM
I'm delighted to hear that you felt well-informed throughout the process. Maintaining clear and effective communication is a priority, and I'm glad it contributed to a positive experience. Thank you for your feedback!
Frank was very friendly and always made himself available. He was quick to respond to text messages or phone calls within reasonable amount of time. He did a good job of explaining the process when I asked questions. Very knowledgable. As a...
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Reply from Guild Mortgage - Frank Ruzicka
June 24th, 2025 11:53 PM
Paul, know that my team is here for you long after closing. Since Guild services your loan you should never hesitate to reach out for any reason. We take the "Lender for Life" seriously so please stay in touch. Congrats on your purchase, glad...
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Was helpful every step of the way and prompt response anytime we needed anything.
Reply from Guild Mortgage - Frank Ruzicka
June 24th, 2025 01:55 PM
Thank you for the compliment, my team and I take communication very seriously. We appreciate your business and look forward to serving you again.
Frank was very informative and communicative throughout entire process
Reply from Frank Ruzicka
June 24th, 2025 11:55 PM
Kate, thank you for your continued support, know that we are here for you far beyond your closing. Please don't ever hesitate to call with any questions, we are here to help! Enjoy your new home.
Frank did a great job in moving this transaction to an early than scheduled closing date. He is very knowledgeable and knows his product line.
Reply from Frank Ruzicka
January 17th, 2025 10:25 PM
I appreciate your kind words, Joseph. It was a pleasure to assist you with the purchase and I'm glad to hear that my expertise was beneficial for your transaction. I always aim to provide a seamless experience for my clients and your feedback...
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Francis and Mary were both responsive and knowledgable which made the process smooth
Reply from Frank Ruzicka
January 17th, 2025 09:48 PM
Thank you for your kind words, Jonathan. I'm glad to hear that you found the process smooth with us at Guild Mortgage. Both Mary and I pride ourselves on being responsive and knowledgeable to assist our customers the best we can. Your positive...
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Frank will listen to your concerns and guide you to the loan you want!
Reply from Owner
June 24th, 2025 01:58 PM
That is my goal each and every day, I am here to listen and provide the very best solution tailored to your specific needs. Thank you for trusting me and my team with your purchase.
Frank listened to me and did a great job getting us a loan that will help us out for the future. Not just a pass through loan officer. He will get you what you need.
Reply from Frank Ruzicka
January 17th, 2025 02:14 PM
I'm thrilled to hear that you're satisfied with the loan we secured for you, Anthony. It was a pleasure to go beyond being just a standard loan officer and provide you with a loan tailored to your long term future needs. Your satisfaction is...
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I had a great buyer and a great loan originator.
Reply from Frank Ruzicka
January 16th, 2025 11:43 PM
I'm so glad to hear your experience with Guild Mortgage was a positive one, Joseph! It was a pleasure being your loan originator for your purchase. Thank you for the stellar 5-star review. I'm here if you need anything in the future! - Frank...
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About
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even construction lending, Frank can provide the specialized financing. In most cases your home and the mortgage associated with it is the single largest investment you have. Don’t trust that investment with just anyone: make sure you have a seasoned professional review all your financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Specialities
Soft Pull 3 File Merged Credit Reports, Fully Underwritten Credit Approval Protection, Homebuyer Express
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Member Affton-Lemay Chamber of Commerce
- Affton - Lemay Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Awards
Circle of Honor
Disclaimer
I am authorized to do business in the states of Arkansas, Illinois, Indiana, Kansas, Missouri, Ohio, Oklahoma and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 232598; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.