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Guild Mortgage - Francis Ruzicka
Senior Loan Officer | NMLS# 232598
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even co... Show More
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8:30 AM to 5:30 PM
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Reviews from Web
From start to finish, this was a smooth process for me and my husband. This was a last minute decision to purchase a new home, and Frank and his team guided us to everything we needed to get done to make this possible.
Reply from Guild Mortgage - Frank Ruzicka
June 25th, 2025 02:12 AM
I'm really glad to hear that you had such a great experience. It was a pleasure to guide you both through this process and help make the purchase of your new home possible. Your feedback means a lot to me and the whole team here at Guild Mortgage....
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The way it was excuted; your staff was so patient and understanding.
Reply from Guild Mortgage - Frank Ruzicka
June 25th, 2025 02:13 AM
I'm really glad to hear that you found our team patient and understanding. It's always rewarding to know our efforts are appreciated and make a difference in the home buying journey. Thank you for choosing Guild Mortgage and for your kind words...
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experience was smooth and flawless Francis and Mary were a great combo. Very responsive!
Reply from Owner
June 24th, 2025 02:06 PM
Jonathan, thank you for acknowledging our efforts. We strive to be on time with every loan commitment and closing while providing prompt and accurate communications along the way.
getting the load was organized and easy to process The team was extremely responsive ti any questions or concerns . Mary & Francis are the best .
Reply from Frank Ruzicka
January 3rd, 2025 11:50 PM
Appreciate your kind words, Jonathan. It's fantastic to hear that you found the loan process organized and easy, and that our team was responsive to your needs. I'll be sure to pass on your compliments to Mary and Francis. Always here to help...
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The team was so responsive and was always there when we had questions . Frank and Mary gave us advise when we needed it. we have worked with many people and they are by far the best !!!! Excited to work with them again !!!!
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Reply from Frank Ruzicka
January 2nd, 2025 07:38 PM
Hi April, Thank you very much for your glowing review. I am thrilled to hear that you had such a positive experience with our team at Guild Mortgage. We strive to be responsive and supportive for all our clients, and I'm glad Mary and I could...
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Frank and staff are amazing and we’re with us every step of the way ….everything was in place at the right time or early ! They are the BEST!
Reply from Owner
June 24th, 2025 02:04 PM
Thank you for recognizing the team that backs me up, I couldn't do it alone. We greatly appreciate your business, please don't hesitate to call if we can be of any assistance. Know that we are here to help!
Frank and staff are amazing they were with us every step of the way . Promptly answered any questions we had ...everything went off without a hitch or hiccup!!!!
Reply from Frank Ruzicka
December 26th, 2024 06:50 PM
Thank you so much for the fantastic review, Christine! I'm thrilled to hear that you had such a positive experience with us. Your words of praise motivate us to continue providing exemplary service. We strive to make every step of the loan...
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The whole Guild Team was awesome. As a first time homebuyer, they provided so much support. I have been recommending Guild to everyone who asks for a good Mortgage company. Heck, I just recommended them today. They are absolutely hands down...
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The whole Guild Team was awesome. As a first time homebuyer, they provided so much support. I have been recommending Guild to everyone who asks for a good Mortgage company. Heck, I just recommended them today. They are absolutely hands down...
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I feel like you were very knowledgeable and helping my buyers with the equity gift.
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About
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even construction lending, Frank can provide the specialized financing. In most cases your home and the mortgage associated with it is the single largest investment you have. Don’t trust that investment with just anyone: make sure you have a seasoned professional review all your financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Specialities
Soft Pull 3 File Merged Credit Reports, Fully Underwritten Credit Approval Protection, Homebuyer Express
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Member Affton-Lemay Chamber of Commerce
- Affton - Lemay Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Awards
Circle of Honor
Disclaimer
I am authorized to do business in the states of Arkansas, Illinois, Indiana, Kansas, Missouri, Ohio, Oklahoma and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 232598; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.