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Guild Mortgage - Francis Ruzicka
Senior Loan Officer | NMLS# 232598
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even co... Show More
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8:30 AM to 5:30 PM
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Reviews from Web
Mr. Ruzicka is great to work with. He's knowledgeable , communicativs, supportive , and friendly! This is our second time working with him when buying a home and both experiences have been wonderful! Would highly recommend him.
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Reply from Guild Mortgage - Frank Ruzicka
June 25th, 2025 02:31 PM
Haley thank you for the kind words, know that I couldn't do it without my entire team. Our goal is to be there for you before you go under contract to long beyond the closing table. Please don't ever hesitate to call if we can be of service,...
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Frank and his team made the entire process easy from start to finish. They were always willing to answer any questions we had, no matter the question and no matter the time of the day. I couldn't recommend Frank and his team enough.
Reply from Guild Mortgage - Frank Ruzicka
June 24th, 2025 11:50 PM
Joe, so happy for you and Haley on the purchase of your new home! Thank you for your continued support, clients like you are the backbone of my business. Know that we will sit down ago soon once rates start to cooperate. Thanks again for your...
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Would have liked better communication.
Reply from Guild Mortgage - Frank Ruzicka
June 24th, 2025 01:51 PM
Don, my sincere apology if my communication did not meet your expectations. While we did meet loan commitment and closing on time, successfully working through a potentially difficult building inspection resolution was critical. I know our...
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Frank & his team are very responsive to my clients. I know when I say "follow up with Frank" or "that's a question for Frank"; the issue, question, or next step will be addressed promply and professionally.
Reply from Guild Mortgage - Frank Ruzicka
June 24th, 2025 02:00 PM
Jane, thank you for your continued support. As you have attested, prompt and accurate communication is the key to keeping a home purchase on track as well as on time. Looking forward to working with you again soon!
Frank was engaging, informative and consistent from the moment I was put in contact with him. I would certainly recommend Frank to family and friends for their mortgage needs.
Reply from Frank Ruzicka
June 16th, 2025 12:33 PM
I'm thrilled to hear that you found our interactions engaging and informative. It was a pleasure assisting you with your mortgage needs, and I truly appreciate your recommendation to family and friends. Thank you for your kind words and trust...
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Frank is always available when I have questions and is a great load officer!
Reply from Guild Mortgage - Francis Ruzicka
August 26th, 2025 01:37 PM
Thank you for your kind words and for trusting Team Ruzicka, Guild Mortgage. Know that we are here for you long after closing, don't hesitate if we can ever be of service to you.
Frank and the rest of the Guild team made this process extremely easy for us. Being a first time home buyer, we greatly appreciated their expertise and professionalism. Their communication skills were fantastic. We would highly recommend them...
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Reply from Guild Mortgage - Frank Ruzicka
June 25th, 2025 02:07 AM
Team Ruzicka takes special care of first-time buyers; great to know we exceeded your expectations. I'm thrilled to hear that your first home buying experience was smooth and successful. Thank you for your kind words and for recommending us...
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Helpful, respectful, approachable, timely
Reply from Guild Mortgage - Frank Ruzicka
June 25th, 2025 02:09 AM
It was our pleasure to assist with your purchase. Know that we are here for you even beyond closing. Don't ever hesitate to call, we are here to help!
Always have a great experience working with Guild
Reply from Frank Ruzicka
April 2nd, 2025 11:30 PM
I'm thrilled to hear that you've consistently had a great experience with Guild Mortgage. It has been a pleasure working with you, and I appreciate your trust in our services.
Frank took great care of our clients from start to finish!
Reply from Frank Ruzicka
March 31st, 2025 04:58 PM
I'm thrilled to hear that your clients received excellent care throughout the process. It was a pleasure assisting them with their home purchase. Thank you for your kind words and trust in my services.
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About
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even construction lending, Frank can provide the specialized financing. In most cases your home and the mortgage associated with it is the single largest investment you have. Don’t trust that investment with just anyone: make sure you have a seasoned professional review all your financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Specialities
Soft Pull 3 File Merged Credit Reports, Fully Underwritten Credit Approval Protection, Homebuyer Express
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Member Affton-Lemay Chamber of Commerce
- Affton - Lemay Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Awards
Circle of Honor
Disclaimer
I am authorized to do business in the states of Arkansas, Illinois, Indiana, Kansas, Missouri, Ohio, Oklahoma and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 232598; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.