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Guild Mortgage - Francis Ruzicka
Senior Loan Officer | NMLS# 232598
[[BRAND]], a Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation. * with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and p...... Show More
Location & Business Hours
Wednesday
8:30 AM to 5:30 PM
Thursday
8:30 AM to 5:30 PM
Friday
8:30 AM to 5:30 PM
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Reviews from Web
Frank and his team made everything easy and possible. We would have been lost without their expertise! Thank you so much and we know we have a trusted lender for life!
Frank and his team were friendly, knowledgeable, and efficient. It was 35 days from the first contact until we closed. He knew we were trying to get into a house before I gave birth and he did just that by being so on top of everything. We...
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He was great to work with
Reply from Francis Ruzicka
May 14th, 2026 04:53 PM
Nancy, I'm glad to hear you had a great experience working with me. It's important to me that my clients feel supported throughout the process. If you need anything in the future, please feel free to reach out.
We love working with Frank. He went out of his way to help us. He got us through some snags that came up during the process and had sound advice. I wouldn't consider using anyone but Frank for future financial needs.
Reply from Francis Ruzicka
May 11th, 2026 08:47 PM
Richard, I'm pleased to hear that you had a great experience working with me. It's nice to know my efforts and advice were helpful in navigating the process. I look forward to assisting you with any future financial needs.
Frank is the best loan officer EVER. He treats every client like they're his long-time friend. Plus, Frank's knowledge of the home loan process and all its components can't be matched. We chose Guild Mortgage solely because of Frank. Period....
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Frank Ruzicka is the best loan officer EVER. He treats everyone as if they're his long-time friend. Plus, his knowledge of the finance industry is far beyond many loan officers' comprehension. We chose Guild Mortgage SOLELY because of Frank....
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Reply from Francis Ruzicka
May 11th, 2026 02:50 PM
Judith, I truly appreciate your kind words and the trust you placed in me and Guild Mortgage. It’s great to know that my approach and industry knowledge made such a positive impact on your experience. If there's anything more I can do for you,...
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Guild Mortgage - Francis Ruzicka has received a review with 4 star rating from Antoinette R
This process of homeownership was very educational with Mr. Francis and his team. Even when there were challenges, Mr. Francis rectified any barriers.
Communication was very good and everyone we encountered at the office was very helpful with the process!
The communication with all staff members was very good. We made a couple of trips to the office and the receptionist was very helpful and kind. She was a standout to me. I am not sure of her name.Some of the uploading expectations were tricky...
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Reply from Francis Ruzicka
May 4th, 2026 12:55 PM
Margaret, I appreciate your feedback and am glad to hear that you found our staff communication to be good and the receptionist particularly helpful. I understand the challenges with document uploads, especially without easy access to a scanner....
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About
[[BRAND]], a Division of Guild Mortgage, is one of the top 10 independent mortgage lenders in the nation. * with knowledgeable residential loan officers in your [[CITY]] community. Our [[CITY]] branch offers competitive mortgage rates and personalized service for new home purchases and refinancing to ever kind of borrower. Ready to talk? Call us today.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Soft Pull 3 File Merged Credit Reports, Fully Underwritten Credit Approval Protection, Homebuyer Express
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Search Rank ScoreLearn More →
665
/850
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Memberships
- Member Affton-Lemay Chamber of Commerce
- Affton - Lemay Chamber of Commerce
Addresses and Serving Areas
Time Zone
Central Standard Time (CST)
Awards
Circle of Honor
Disclaimer
I am authorized to do business in the states of Illinois, Indiana, Kansas, Missouri, Ohio and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 232598; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.