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Guild Mortgage - Francis Ruzicka
Senior Loan Officer | NMLS# 232598
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even co... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5:30 PM
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
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Reviews from Web
Smooth transaction and communication.
Reply from Guild Mortgage - Francis Ruzicka
September 19th, 2025 02:59 PM
Glad we could be of service. We take pride in making the entire process smooth, from application to beyond the closing table.
Frank has been a great help with my loan! He's always on top of things and answers all my questions!
Reply from Francis Ruzicka
September 19th, 2025 03:02 PM
We strive to answer any/all questions, no matter what the questions might be. For most consumers they may purchase 2 or 3 homes in their lifetime. For us 2 or 3 purchases is an average week, no doubt you will have questions, and we are here...
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Frank is always looking out for me and making sure I am getting the best rate and saving programs. It's a comfort to know I have someone in my corner trying to help me.
Reply from Guild Mortgage - Francis Ruzicka
September 11th, 2025 03:09 PM
Erica, thank you! Yes, we are always in your corner in the fight to make homeownership more affordable. We truly appreciate your business. Please let us know if we can assist a family member, friend or co-worker, Team Ruzicka is here to help!...
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From the first call Frank shared his expertise and outlined what the process would be for us to secure a loan. Frank, his assistant Mary, as well as everyone in the company, are knowedgable and were happy to answer all our questions. The customer...
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Reply from Francis Ruzicka
September 16th, 2025 02:58 PM
I'm pleased to know that my expertise and the detailed guidance provided from our first call helped ease the process of securing a loan for you. It's gratifying to hear that Mary and I, along with our team at Guild Mortgage, could address your...
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Frank, it was a pleasure working with you on this one. Thank you and looking forward to our next deal together! John Jackson
Reply from Francis Ruzicka
September 15th, 2025 01:24 PM
It's great to hear that you enjoyed working together on this project. I appreciate the opportunity and share your enthusiasm for future collaborations. Thank you for the positive feedback, and I’m looking forward to our next deal as well!
Frank is always fantastic! He proactively looks out for the needs of his clients, finding them programs and deals that they otherwise would never have known about. The level of personalized attention that you get is phenomenal! He always takes...
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Reply from Guild Mortgage - Francis Ruzicka
August 26th, 2025 01:31 PM
Jen, Thank you for the kind words. I believe in homeownership and the opportunity for generation wealth it creates. Helping buyers into their first home is the most rewarding part of what I do.
Guild Mortgage - Francis Ruzicka has received a review with 5 star rating from Laurie B
Reply from Owner
August 27th, 2025 12:31 AM
Laurie, as always it was a pleasure to assist your client with their home financing needs. Thanks for all you do to help make homeownership a possibility!
Team Ruzicka at Guild Mortgage is the best! Fantastic communication and response time! My first-time homebuyers feel comfortable, well informed and know they are in great hands! I have my personal mortgage loan with Frank as do my children!...
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Reply from Guild Mortgage - Francis Ruzicka
August 26th, 2025 01:36 PM
Laurie, the greatest compliment is the referral of family, it has been an honor to serve your entire family with their home financing needs!
Thank you so much to Frank, Mary and Peggy for all you did to help us close on our house! Their communication was stellar and it was so clear that they cared for us and the future of our family. Call Frank today! He's awesome!!
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Reply from Frank Ruzicka
July 20th, 2025 01:11 PM
I’m so pleased to hear that I, along with Mary and Peggy, could make a difference in your home-buying experience. Effective communication is something we value immensely, and it means a lot to know that you felt cared for. I'm delighted to...
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Frank was awesome! Always patiently answering questions, for over a year, while we searched for a house. He was patient, supportive and made me feel like we had an ally in a stressful time.
Reply from Frank Ruzicka
July 8th, 2025 12:54 PM
I'm really glad to hear that I could be a patient and supportive ally for you during your home search. Answering questions and providing support over the course of a year was truly my pleasure, and it’s wonderful to know that you felt supported...
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About
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even construction lending, Frank can provide the specialized financing. In most cases your home and the mortgage associated with it is the single largest investment you have. Don’t trust that investment with just anyone: make sure you have a seasoned professional review all your financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Specialities
Soft Pull 3 File Merged Credit Reports, Fully Underwritten Credit Approval Protection, Homebuyer Express
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Member Affton-Lemay Chamber of Commerce
- Affton - Lemay Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Awards
Circle of Honor
Disclaimer
I am authorized to do business in the states of Arkansas, Illinois, Indiana, Kansas, Missouri, Ohio, Oklahoma and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 232598; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.