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Guild Mortgage - Francis Ruzicka
Senior Loan Officer | NMLS# 232598
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even co... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5:30 PM
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
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Reviews from Web
Thank you for your help.
Reply from Guild Mortgage - Francis Ruzicka
November 18th, 2025 02:41 PM
Katie it was great to work with you, thank you for all you did to bring this veteran home!
Frank and his team made the whole process easy and stress-free.
Reply from Francis Ruzicka
November 13th, 2025 02:21 PM
I'm glad to hear that the process went smoothly and without stress for you. Making things straightforward for my clients is a priority. If there's anything else you need in the future, feel free to reach out.
Excellent professional service
Reply from Francis Ruzicka
October 28th, 2025 04:12 PM
Thank you for your positive feedback, Mark. I’m glad to hear that you found the service to be professional. If there's anything more I can do for you in the future, please feel free to reach out.
Frank has always been great explaining things that we aren't sure about, and answering all our questions regarding the loans. Frank always goes the extra step to help us with the best deals, and keep us in the loop for opportunities.
Reply from Guild Mortgage - Francis Ruzicka
October 6th, 2025 09:11 PM
Good to know all your questions were answered. We really appreciate your business, 2 times now! Know that we are here for you in the future.
Frank and Guild Mortgage were great and made the process easy! Frank was happy to help in every step of the process and ensured it went smoothly
Reply from Guild Mortgage - Francis Ruzicka
October 6th, 2025 09:15 PM
Making it easy is our goal, just know I have a great team backing me up. Thank you for your continued support, we are here to help!
Mary Wood is tremendous.
Mary is kind and patient and knowledgeable
Peggy Mason is tremendous
Reply from Guild Mortgage - Francis Ruzicka
October 2nd, 2025 04:18 PM
Dan, you are correct. I have the best team backing me up each and every day. Couldn't deliver at the highest level of service without them. Thanks for acknowledging them!
Frank made wverything easy
Reply from Guild Mortgage - Francis Ruzicka
October 2nd, 2025 04:20 PM
Maureen, thank you for your kind words. In reality, some deals aren't easy, we do our best to deliver that experience no matter what obstacles we encounter along the way.
Frank is the best, hands down. His team is amazing and I would recommend them to anyone purchasing a home!
Reply from Guild Mortgage - Francis Ruzicka
October 1st, 2025 11:33 AM
Stephanie, greatly appreciate your business, referrals and repeat clients are the lifeblood of our business. Please don't hesitate to call if we can be of any service, we are here to help!
The underwriting portion of the application process required a tedious amount of documents. the customer interaction was excellent for the most part. Closing date and documents took much longer than anticipated to be finalized.
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Reply from Guild Mortgage - Francis Ruzicka
September 25th, 2025 09:51 PM
Sam, First and foremost, we are happy to have you in your first home, truly a reason to celebrate! Yes, at times Underwriting can seem tedious but, documenting 2 years work history along with verifying income and available assets can take some...
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Frank was always available and extremely helpful and honest with us every step of the way. He was just as easy to work with as the the first time around!
Reply from Guild Mortgage - Francis Ruzicka
September 24th, 2025 06:21 PM
Christine, thank you for the kind words. Know that my team members; Mary, Peggy & Sarah consistently make me look good!
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About
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even construction lending, Frank can provide the specialized financing. In most cases your home and the mortgage associated with it is the single largest investment you have. Don’t trust that investment with just anyone: make sure you have a seasoned professional review all your financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Specialities
Soft Pull 3 File Merged Credit Reports, Fully Underwritten Credit Approval Protection, Homebuyer Express
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Member Affton-Lemay Chamber of Commerce
- Affton - Lemay Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Awards
Circle of Honor
Disclaimer
I am authorized to do business in the states of Arkansas, Illinois, Indiana, Kansas, Missouri, Ohio, Oklahoma and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 232598; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.