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Guild Mortgage - Francis Ruzicka
Senior Loan Officer | NMLS# 232598
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even co... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5:30 PM
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
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Reviews from Web
Frank and his team was so great to work with!
Reply from Guild Mortgage - Francis Ruzicka
January 21st, 2026 02:54 PM
Joel, great to work with you as well. You have built a beautiful home happy to be of assistance!
I was actually the listing agent on the deal and the money was there and the transaction was smooth.
Reply from Guild Mortgage - Francis Ruzicka
January 21st, 2026 02:56 PM
Joan, as always it was great to work with you. My team is always here to help!
The process was understandable, and we were updated with each step of the loan closing experience. Frank has been really easy to work with during both of our closing experiences with him.
Personalized service and welcoming to the kids
We had no idea what we were doing and Frank and his team explained everything and us feel like we knew what we we're doing. You can easily text or call with questions and boy was that helpful. We never felt like we were burdening him . Glad...
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We had no idea what we were doing and Frank and his team explained everything and me us feel like we knew what we we're doing. You can easily text or call with wuestions questions and boy was that helpful. we never felt like we were burdening...
read more
Reply from Francis Ruzicka
January 5th, 2026 09:40 PM
It's wonderful to know that you felt supported and well-informed throughout the process. Ensuring that you're comfortable and confident every step of the way is important to me. I'm pleased that texting or calling worked effectively for your...
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Guild Mortgage - Francis Ruzicka has received a review with 5 star rating from Jody S
Frank is great to work with.
Reply from Guild Mortgage - Francis Ruzicka
December 11th, 2025 03:49 PM
Jody it is an honor to be of assistance time and time again over all the many years. I greatly appreciate your business and support!
Great mortgage company! Helpful and resourceful! Thank you for a good experience buying our first home!
Thank you very much Frank! Glad Dave sent me your way!
Reply from Francis Ruzicka
December 1st, 2025 06:02 PM
I appreciate your kind words, Dustin. It's great to know that Dave directed you to me, and I'm happy I could assist you. Should you need anything else in the future, don't hesitate to reach out.
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About
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even construction lending, Frank can provide the specialized financing. In most cases your home and the mortgage associated with it is the single largest investment you have. Don’t trust that investment with just anyone: make sure you have a seasoned professional review all your financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Specialities
Soft Pull 3 File Merged Credit Reports, Fully Underwritten Credit Approval Protection, Homebuyer Express
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Member Affton-Lemay Chamber of Commerce
- Affton - Lemay Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Awards
Circle of Honor
Disclaimer
I am authorized to do business in the states of Arkansas, Illinois, Indiana, Kansas, Missouri, Ohio, Oklahoma and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 232598; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.