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Guild Mortgage - Francis Ruzicka
Senior Loan Officer | NMLS# 232598
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even co... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5:30 PM
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
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Reviews from Web
MET ALL THE DEADLINES!
Reply from Francis Ruzicka
March 27th, 2026 07:06 PM
Laura, it was a pleasure working with you. We strive for on time closings each and every deal. Please let us know if we can ever be of service, we are here to help!
Frank and his team were great to work with, communication and follow up was super.
Reply from Guild Mortgage - Francis Ruzicka
March 27th, 2026 01:52 PM
Nettie it was great to work with you as well. Always satisfying to be a part of a first-time buyer's journey. Hopefully we can team up again soon!
Frank was very knowledgeable and helpful. Mary in his team was very responsive and helpful keeping things moving, she was great!
Reply from Francis Ruzicka
March 30th, 2026 02:24 PM
I'm grateful for your kind words, Katherine. I'm glad to hear that you found my guidance helpful and that Mary was able to assist efficiently. Both of us aim to ensure a smooth process for our clients. If you ever have any more questions or...
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Frank was great, and Mary was fantastic. She was very responsive and jumped to take care of our questions and made sure that we had the documents we needed. Her responsiveness was great.
Reply from Guild Mortgage - Francis Ruzicka
March 16th, 2026 06:43 PM
David, thanks for the positive review, greatly appreciated. Yes, Mary is amazing and makes me look good (I couldn't do it without her). Thanks for your continued support!
I know frank! He answered all of my questions and made sure I understood what was going on and what I was signing. Thanks frank!
Reply from Guild Mortgage - Francis Ruzicka
March 11th, 2026 11:50 PM
Sam, so happy your rehab is complete and you can call officially call it your home. Enjoy!
Frank was great. He was able to take my calls or return my messages in a timely manner. He answered all my questions i had and went above and beyond my expectations.
Reply from Guild Mortgage - Francis Ruzicka
February 21st, 2026 02:50 PM
So happy I could assist you in this new chapter of your life. Wishing you and your family the very best in your new home!
One word. FRANK!
Reply from Francis Ruzicka
February 4th, 2026 05:13 PM
I appreciate your enthusiasm, Andrew. If you need anything or have any questions, feel free to reach out.
Guild Mortgage - Francis Ruzicka has received a review with 5 star rating from SA D
It was very easy working with Frank at Guild Mortgage. He really did all he could to find the best loan for me. Everything is done electronically which makes it even easier.
Reply from Francis Ruzicka
February 2nd, 2026 09:18 PM
Spencer, I'm pleased to hear that your experience working with me at Guild Mortgage was smooth and convenient. Finding the right loan for you is always a priority, and I'm glad the electronic process added to the ease. If there's anything further...
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Guild Mortgage - Francis Ruzicka has received a review with 5 star rating from Sue B
Reply from Owner
March 27th, 2026 07:22 PM
Sue glad we could be of service. Please don't ever hesitate to call, we are here to help!
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About
Guild Mortgage Company provides a full menu of mortgage products to meet each customer’s specific needs. Whether you are looking for a no cost refinance, purchase of your first home, considering a vacation or investment property, or even construction lending, Frank can provide the specialized financing. In most cases your home and the mortgage associated with it is the single largest investment you have. Don’t trust that investment with just anyone: make sure you have a seasoned professional review all your financing options.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Specialities
Soft Pull 3 File Merged Credit Reports, Fully Underwritten Credit Approval Protection, Homebuyer Express
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Member Affton-Lemay Chamber of Commerce
- Affton - Lemay Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Awards
Circle of Honor
Disclaimer
I am authorized to do business in the states of Arkansas, Illinois, Indiana, Kansas, Missouri, Ohio, Oklahoma and Tennessee. (www.nmlsconsumeraccess.org/); NMLS ID: 232598; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.