Federico Montoya
Sales Manager | NMLS # 319786
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of th... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
As usual, Fed and his team are fast, accurate, and always advocate for their client.
Reply from Federico Montoya
September 28th, 2025 04:03 PM
Thank you Dave for the feedback!
The patience/knowledge of our realtor made the experience of purchasing a new home a great one.
Reply from Federico Montoya
September 24th, 2025 03:12 PM
Thank you for providing feedback!
There was little verbal communication. All was done either by email or thru the Synery app. I would have preferred to have more phone communication. Though I was given the opportunity to ask questions, often conversation generates both good...
read more
Reply from Federico Montoya
September 17th, 2025 03:36 PM
I appreciate you sharing feedback. We take your recommendations seriously and will work on providing more opportunity for verbal communication in the future. Please reach out with any questions or concerns in the future.
Great communication, thank you!
Reply from Federico Montoya
September 17th, 2025 03:34 PM
Thank you for taking the time to provide feedback, it is very valuable to me and my team. Please reach out with any questions in the future!
yo daddy good wrk on ur prime bron achievments certifying ur spot as the goat.Much love from from your sonshine AKA: the big leauges are calling
Reply from Federico Montoya
September 17th, 2025 03:33 PM
LOL Thanks Son. Try spelling words correctly next time.
Federico was incredibly knowledgeable and clear as we navigated the loan process. He took time to explore and explain all options for our life. Our real estate agent told us that he was a true pleasure to work with and she looks forward to...
read more
Reply from Federico Montoya
September 17th, 2025 03:32 PM
Thank you Rachel. I appreciate you taking the provide feedback, it is very valuable to me and my team. I appreciate the repeat business! Please reach out with any questions in the future!
As first time home owners, we thought the process of finding a lender and getting a loan would be so scary and hard- but with this team it was the opposite! The team was in constant communioncation with us, explained everything, and answered...
read more
Reply from Federico Montoya
September 17th, 2025 03:29 PM
Thank you Sophia, I appreciate you taking the time to provide feedback. It is very valuable to me and my team. Please reach out with any questions in the future.
I was always advised of what was happening with my loan. When an issue arrived the team did a great job of addressing it immediately. Thanks for all your hard work.
Reply from Federico Montoya
August 13th, 2025 03:31 PM
Thank you for taking the time to provide feedback, it is very valuable to me and my team. Please reach out with any questions in the future.
Easy to follow app steps
Reply from Federico Montoya
September 24th, 2025 03:13 PM
Thank you for taking the time to provide feedback, I'm happy to hear it was an easy process. Please reach out with any questions in the future!
Federico knew what he was doing and if I ever had questions he could not only answer them but give me some guidence.
Reply from Federico Montoya
September 24th, 2025 03:43 PM
Thank you Joseph for taking the time to provide feedback, it is very valuable to me and my team. Please reach out with any questions in the future.
61–70 of 472
About
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Contact me today so we can make your home buying dreams a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- NMLS
- Hispanic Chamber of Commerce
- NAHREP
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 319786
Achievements
- President's Club
- Chairman's Club
Hobbies
- Snow Skiing
- Coaching Basketball
- Coaching Baseball
View All
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235