Federico Montoya
Sales Manager | NMLS # 319786
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of th... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Good..........................
Reply from Federico Montoya
December 1st, 2025 08:52 PM
Thank you for taking the time to provide feedback, it is very valuable to me and the team!
Quick and and responsive and clear communication
Reply from Federico Montoya
December 1st, 2025 08:52 PM
Thank you for taking the time to provide feedback, it is very valuable to me and the team!
I very much liked the people who are working with you and especially because they speaked Spanish
Reply from Federico Montoya
December 1st, 2025 08:52 PM
Thank you for taking the time to provide feedback, it is very valuable to me and the team! Please reach out with any questions or future mortgage needs, we will keep an eye on interest rates for you in case there is an opportunity to refinance...
read more
THE WHOLE PROCESS WENT THRU SMOOTHLY, EACH MEMBER WAS GREAT WITH COMMUNICATION AND ADVICE. A LOT OF TRANSPERENCY THRU OUT THE PROCESS, AND THANKFULL FOR THE PATIENCE EACH MEMBER HAD RESPONDING OUR DOUBTS AND QUESTIONS.
Reply from Federico Montoya
December 1st, 2025 08:52 PM
Thank you for taking the time to provide feedback, it is very valuable to me and the team! Please reach out with any questions or future mortgage needs, we will keep an eye on interest rates for you in case there is an opportunity to refinance...
read more
communication and reliability
Reply from Federico Montoya
December 1st, 2025 08:51 PM
Thank you for taking the time to provide feedback, it is very valuable to me and the team!
He is an excellent person at his job . He always tried to keep you well informed and tries to help in the best way possible to ensure you are supported
Reply from Federico Montoya
December 1st, 2025 08:51 PM
Thank you for taking the time to provide feedback, it is very valuable to me and the team! Please reach out with any questions or future mortgage needs, we will keep an eye on interest rates for you in case there is an opportunity to refinance...
read more
Les doy las gracias al equipo de trabajo porque logran solucionar los pequenos tropiezos que se presentan en el camino de la compra de vivienda mil gracias mil gracias por toda su ayuda
Reply from Federico Montoya
October 28th, 2025 02:32 PM
Gracias por tomarse el tiempo para darnos su opinión. Es muy valiosa para mí y mi equipo. Si tiene alguna pregunta sobre hipotecas en el futuro, no dude en contactarnos.
Great refinance experienc.
Reply from Federico Montoya
October 28th, 2025 02:32 PM
Thank you for your feedback!
Great communication and helpful throughout the process!
Reply from Federico Montoya
October 22nd, 2025 05:29 PM
Thank you for taking the time to provide feedback, it is very valuable to me and my team. Please reach out with any future mortgage needs or questions.
Thank you🙏 so much for your help Federico
exelent always professional very good communication
Reply from Federico Montoya
October 22nd, 2025 05:30 PM
Thank you for taking the time to provide feedback! Let me know if we can assist you with any mortgage needs in the future.
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About
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Contact me today so we can make your home buying dreams a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Memberships
- NMLS
- Hispanic Chamber of Commerce
- NAHREP
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 319786
Achievements
- President's Club
- Chairman's Club
Hobbies
- Snow Skiing
- Coaching Basketball
- Coaching Baseball
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235