Federico Montoya
Sales Manager | NMLS # 319786
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of th... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
I was the listing agent. His transaction coordinator Kelli was our point of contact and I didn't really communicate with Frederico during the transaction much except the beginning and at the end.
Reply from Federico Montoya
September 29th, 2026 07:50 PM
Thank you for your feedback. I apologize if you feel our communication was lacking. I rely on Kelli to communicate and to send out milestone updates, appraisal ordered, appraisal received, clear to close. In-between I also send out milestone...
read more
Essy to work with, very helpful. Would answer any questions we had, and was available pretty much any time of
Reply from Federico Montoya
September 25th, 2026 10:07 PM
Thank you very much for taking the time to provide a review, it is very helpful for me and my team! Let me know if you have any other questions in the future.
Un servicio excelente por parte de los colaboradores, y asesoría de
Reply from Federico Montoya
September 21st, 2026 08:17 PM
Carlos, me alegra mucho saber que recibiste un servicio excelente y una buena asesoría de parte del equipo de Synergy One Lending, Inc. Si en algún momento necesitas más ayuda o tienes preguntas adicionales, no dudes en contactarme.
Timely communication and feedback!
Reply from Federico Montoya
September 4th, 2026 05:50 PM
Thank you for taking the time to provide feedback Yesenia. Please reach out with any future questions or concerns!
Exellent service and comunicacion. Good team 👏
Reply from Federico Montoya
September 4th, 2026 05:51 PM
Thank you for taking the time to provide feedback, it is valuable to me and my team! Please let us know if you have any questions or future mortgage needs.
Easy process.
Reply from Federico Montoya
September 4th, 2026 05:51 PM
Thank you for taking the time to provide feedback, it is valuable to me and my team! Please let us know if you have any questions or future mortgage needs.
Great staff. Mayra and Federico were very communicative about the process
Reply from Federico Montoya
September 4th, 2026 05:51 PM
Thank you for taking the time to provide feedback, it is valuable to me and my team! Please let us know if you have any questions or future mortgage needs.
Muy agradecido en aver trabajador con ustedes una buena experiencia muchas gracias por toda su ayuda 💯 % recomendable
Reply from Federico Montoya
September 4th, 2026 05:51 PM
Thank you for taking the time to provide feedback, it is valuable to me and my team! Please let us know if you have any questions or future mortgage needs.
Made the home buying process easy.
Reply from Federico Montoya
August 20th, 2026 02:43 PM
Thank you Daniel for taking the time to provide feedback. Please let me know if you have any questions or mortgage needs in the future.
Federico was able to be prompt in his responses no matter the day of the week. He was able to advise throughout the process whenever needed and explain any docs that we didn't understand so that it was easy to digest. He made us feel comfortable...
read more
Reply from Federico Montoya
August 20th, 2026 02:43 PM
Thank you Zita and Colin! l appreciate you taking the time to provide feedback. Please let me know if you have any questions or mortgage needs in the future.
1–10 of 472
About
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Contact me today so we can make your home buying dreams a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- NMLS
- Hispanic Chamber of Commerce
- NAHREP
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 319786
Achievements
- President's Club
- Chairman's Club
Hobbies
- Snow Skiing
- Coaching Basketball
- Coaching Baseball
View All
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235