Federico Montoya
Sales Manager | NMLS # 319786
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of th... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
👍👍👍👍👍👍👍👌🏼👌🏼👌🏼
Reply from Federico Montoya
September 24th, 2025 03:43 PM
Thank you!
The experience whit your team was great.
Good communication and answer all my questions.
Thank you so much for your help.
Reply from Federico Montoya
September 24th, 2025 03:43 PM
Thank you Baldomero! We appreciate you taking the time to provide feedback. Please reach out with any questions in the future.
Very helpful team 👏, I recommend 💯
Reply from Federico Montoya
September 24th, 2025 03:44 PM
Thank you Varinder, please reach out with any mortgage needs in the future.
Great communication, hard work, and he got the client to the table. :)
Reply from Federico Montoya
July 13th, 2025 01:22 PM
Thank you for taking the time to provide feedback. It is very helpful to me and my team!
Muy contentos mario fue muy pasiente con nosotros y muy amable todo en tienpo dispuesto a ayudarnos Llamda que le asia ya manda que respondia recimendado al 100
Reply from Federico Montoya
July 9th, 2025 01:56 PM
Gracias por compartir tu experiencia, Edgar. Me alegra saber que todo te pareció de tu agrado. Me complace haberte ayudado sin problemas durante todo el proceso en Synergy One Lending, Inc. Tus comentarios son muy importantes, y si hay algo...
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Federico and Ryan were very patient and available to help me navigate a tough rate environment, graciously enduring many text threads.
Reply from Federico Montoya
July 7th, 2025 08:42 PM
Thank you for taking the time to provide feedback Sean!! It is very valuable to me and our team. Please reach out with any questions in the future!
The team was very communicative throughout the process.
Reply from Federico Montoya
July 7th, 2025 07:16 PM
Thank you Brittany for leaving feedback, it is valuable to me and my team!
The communication was great
Reply from Federico Montoya
July 5th, 2025 05:29 PM
Thank you for taking the time to provide feedback. It is helpful to me and our team! Please reach out with any questions in the future.
Thankful for how quickly and efficiently I was able to purchase my house. They are very professional and attentive at all times. Everything was excellent.
Reply from Federico Montoya
July 5th, 2025 05:30 PM
Thank you for taking the time to provide feedback. It is helpful to me and our team! Please reach out with any questions in the future.
Communication was great, timing of all paperwork and responses were great people
Reply from Federico Montoya
July 5th, 2025 05:30 PM
Thank you for taking the time to provide feedback. It is helpful to me and our team! Please reach out with any questions in the future.
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About
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Contact me today so we can make your home buying dreams a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Memberships
- NMLS
- Hispanic Chamber of Commerce
- NAHREP
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 319786
Achievements
- President's Club
- Chairman's Club
Hobbies
- Snow Skiing
- Coaching Basketball
- Coaching Baseball
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235