Erica Medlock
Senior Mortgage Banker | NMLS# 1910705
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica was so helpful and friendly from the very beginning! The entire process was very smooth, especially considering how stressful buying a home can be. The team was understanding and provided helpful reminders about everything that needed...
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Reply from Erica Medlock
August 3rd, 2026 03:19 PM
Amanda, I'm pleased to hear that you found the process smooth and that my team and I could contribute to a positive experience during your home buying journey. Thank you for your kind words about our support and understanding.
You went above and beyond helping us every step of the way! Could not have been any better!! Thank you so much!
Reply from Erica Medlock
July 30th, 2026 01:37 PM
Gloria, I appreciate your kind words and am happy to know that you felt supported every step of the way. Thank you for sharing your experience with me!
Very clear and honest, process was made simple and straightforward.
Reply from Erica Medlock
July 27th, 2026 06:30 PM
Nikolas, I'm glad to hear that you found the process clear and straightforward. Thank you for sharing your experience with me!
She answered every question very promptly ands was quick to update us on the loan process.
Reply from Erica Medlock
July 23rd, 2026 03:40 PM
Alyce, I'm grateful for your feedback and am pleased to hear that my prompt responses and updates were helpful during your loan process. Thank you for taking the time to share your experience with me!
Im a first time home buyer, Erica made the process so easy... She is super friendly and very helpful!!
Reply from Erica Medlock
July 21st, 2026 03:11 PM
Debra, I'm pleased to hear that your first home buying experience was smooth and enjoyable. Thank you for your kind words about my friendliness and support.
Erica was amazing! She and her team handled everything professionally and quickly. They were always friendly and available for questions! They went over and above what I expected and have set a really high bar for what to expect going forward....
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Reply from Erica Medlock
July 20th, 2026 03:17 PM
Nick, I appreciate your kind words and am glad that you felt well taken care of by my team and me. It's wonderful to know we exceeded your expectations. Thank you for your trust and support!
I had a great experience bc Erica made the process so easy. she is very nice and friendly . I would recommend her to everyone I know !
Reply from Erica Medlock
July 13th, 2026 01:57 PM
Ashley, I'm happy to hear that you found the process easy and enjoyed working with me. Thank you for your kind recommendation and sharing your experience!
As a real estate agent working with Flat Branch Home Loans was a smooth transaction for clients and myself. Erica kept me updated every step of the way, I always knew where the lending was in the process.
Reply from Erica Medlock
July 30th, 2026 02:07 PM
James, I'm glad to hear that working with me made the transaction smooth for both you and your clients. Keeping everyone updated is important to me, and I appreciate you sharing your positive experience. Thank you!
Erica and her team were very prompt to answer all questions, very pleasant and informative in every step of the loan process!
Reply from Erica Medlock
July 10th, 2026 04:12 PM
Stacy, I appreciate your kind words about my team's promptness and informativeness throughout the loan process. I'm glad we could provide a pleasant experience for you. Thank you for sharing your feedback!
The process was very easy and smooth!
Reply from Erica Medlock
July 9th, 2026 07:18 PM
Emalie, I'm pleased to hear that the process was easy and smooth for you. Thank you for sharing your experience with me!
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!