Erica Medlock
Senior Mortgage Banker | NMLS# 1910705
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica and her whole team where great! My first experience buying a house and it was the best experience I could've asked for
Reply from Erica Medlock
July 9th, 2026 03:17 PM
Steven, I'm glad to know that your first home-buying experience was so positive with my team and me. Thank you for your kind words and for sharing your experience with us.
Erica was very patient with us and answered every question. she explained everything in detail and we lesrned a lot.
Reply from Erica Medlock
July 9th, 2026 03:16 PM
Jessica, I'm happy to hear that you found my explanations detailed and helpful. Thank you for sharing your positive experience and for your kind words.
I found myself with all kinds of questions that weren't always during business hours. Erica answered all of them.
Reply from Erica Medlock
July 6th, 2026 03:12 PM
Jacob, I'm glad I could assist you with your questions, even outside of regular business hours. Thank you for sharing your experience.
Erica was fantastic! The entire process was smooth, highly recommend her!
Reply from Erica Medlock
July 3rd, 2026 01:21 PM
Zoraida, I'm grateful for your recommendation and pleased to hear that the process went smoothly for you. Thank you for your kind words!
Super easy to work with and great customer servic!
Reply from Erica Medlock
July 2nd, 2026 04:19 PM
Brayan, I'm pleased to know that you found it easy to work with me and appreciated the customer service. Thank you for your kind words!
Erica came highly recommended to us. We are very thankful we picked her to help walk us through the loan part of this home sale. She is excellent at her work and she explained everything to us completely. I highly recommend her services. David...
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Reply from Erica Medlock
June 30th, 2026 03:30 PM
Kim, I appreciate your kind words and am pleased to know that you found my assistance helpful in your home sale process. I'm grateful for your recommendation and thank you both for choosing me to guide you through the loan process.
Erica keep us informed on the process of the loan and the documents we needed to sign so everything went very smoothly!
Reply from Erica Medlock
June 29th, 2026 01:41 PM
David, I'm glad to hear that everything went smoothly with your loan process. Keeping you informed and guiding you through the necessary documents is always my priority. Thank you for sharing your experience!
It was an unforgettable experience and would def recommend to family & friends.
Reply from Erica Medlock
June 25th, 2026 03:32 PM
Tito, I'm happy to hear that you had an unforgettable experience. Your willingness to recommend me to your family and friends means a lot. Thank you for your support!
From start to finish, Erica was always there when we needed her. Seeing her at our closing was the perfect ending to this journey and made the day even more meaningful.
Reply from Erica Medlock
June 22nd, 2026 03:33 PM
Toshua, I'm grateful for your kind words and pleased to have been there for you throughout the process. It was wonderful to share the closing with you and make the day more meaningful. Thank you for your trust and support!
it was quick and easy. Things were layed out for easy access and uploading documents. We were kept informed through the entire process. This is the 5th house that we have boughten and was the easiest. Thank you
Reply from Erica Medlock
June 22nd, 2026 04:37 PM
Dan, I'm pleased to hear that the process was quick and easy for you. Keeping you informed and making everything accessible is always my goal. Thank you for your trust, and I'm glad this was your easiest home purchase yet!
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!