

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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quick response, very knowledgeable
made it easy to close on my house and were very helpful through the proces!
Reply from Erica Medlock
September 14th, 2026 03:38 PM
Yared, I'm pleased to hear that your home closing process went smoothly and that you found the support helpful. Thank you for sharing your experience with Flat Branch Home Loans!
Erica and team at Flat Branch are the best in the business. They are extremely helpful, professional, and quick! I couldn't thank them enough for all the help. Hands down the easiest home purchasing experience I have ever had! Thank you so...
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Reply from Erica Medlock
September 14th, 2026 03:28 PM
Joshua, I appreciate your kind words about my team and me at Flat Branch Home Loans. I'm glad we could make your home purchasing experience smooth and enjoyable. Thank you for sharing your positive experience with our professionalism and service!...
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Reply from Erica Medlock
August 31st, 2026 05:59 PM
Daryl, I'm grateful for your perfect rating. It was a pleasure assisting you with your home loan needs at Flat Branch Home Loans. Thank you for your trust and support!
Everyone was fast, professional, and very knowledgeable. Enjoyed working with Erica and her team.
Reply from Erica Medlock
August 28th, 2026 01:02 PM
Scott, I appreciate your positive feedback. I'm glad you enjoyed working with me and my team at Flat Branch Home Loans. Thank you for highlighting our professionalism and knowledge.
You always answered my many questions.
Thank you for all your help.
Reply from Erica Medlock
August 27th, 2026 02:00 PM
Sandra, I'm glad I could be of help and answer all your questions. Thank you for your kind words and for trusting me with your home loan process.
Yall was there for me every step of the way an so very patient. was always available for me
Reply from Erica Medlock
August 24th, 2026 07:51 PM
Brita, I'm grateful for your kind words. I'm happy to know that my patience and availability made a positive impact on your experience. Thank you for sharing this with me!
Very friendly and helpful. Made the process easy and pleasant.
Reply from Erica Medlock
August 24th, 2026 12:38 PM
Tyler, I'm pleased to hear that you found the process easy and pleasant. Thank you for your kind words about my friendliness and helpfulness.
Handled a hiccup without making a sound!
Reply from Erica Medlock
August 21st, 2026 04:49 PM
Timothy, I appreciate you highlighting how smoothly I handled the hiccup. It's great to know that you had such a positive experience. Thank you for your feedback!
The Flat Branch employees are always helpful and knowledgeable. I enjoy working with everyone.
Reply from Erica Medlock
September 10th, 2026 02:10 PM
Renee, I'm happy to hear that you enjoy working with the team at Flat Branch Home Loans. Your kind words about our helpfulness and knowledge are truly appreciated.
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!