Erica Medlock
Senior Mortgage Banker | NMLS# 1910705
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu...... Show More
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Erica has a great supportive and attentive team. made our closing and financing process very easy
Erica was so helpful and worked so hard throughout this entire process. I am a first time buyer and she was very patient with me , explaining all my options in ways that I could understand, and made the entire process so much smoother. I would...
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Erica was great and very help throughout the entire process
Alex and the team at Flat Branch were fantastic! I am a first time homebuyer and they made the entire process run as smooth as possible. They definitely did everything they could to help our family purchase our first home!
Reply from Erica Medlock
June 2nd, 2026 03:43 PM
Cynthia, I'm glad to hear that Alex and the team at Flat Branch made your first homebuying experience smooth. It's wonderful to know that they were able to assist your family in purchasing your first home. If you have any further questions...
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Erica is very easy to talk to. She answered any question that I had! She is amazing!
She helped with all of the steps and responded very quicky E signed all documents with out having to be there
Reply from Erica Medlock
June 1st, 2026 12:59 PM
Lisa, I'm glad I could assist with all the steps and provide quick responses. It's good to know that the e-signing process was convenient for you. If you have any more questions or need further assistance, please feel free to reach out.
As a first time homebuyer, Erica made the process as smooth and simple as possible. She was amazing help with explaining everything, every step of the way.
Reply from Erica Medlock
May 29th, 2026 03:17 PM
Chloe, I'm grateful for your kind words. It's nice to hear that I could help make your first homebuying experience smooth and simple. If you have any more questions in the future, please feel free to reach out.
When something was in muddy water she cleared it up with a positive attitude the entire time. I have already recommended Erica to people and will continue to do so! If I could go back and change my lender I wouldnt !
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Reply from Erica Medlock
May 25th, 2026 04:26 PM
Christian, I appreciate your kind words and recommendations. I'm glad I could help clear things up for you with a positive attitude. It's appreciated to know you would choose me as your lender again!
Erica Medlock went above and beyond for us through this entire process! I'm very grateful for her being so kind an answering any and all my questions an concerns! she's the best! Give her a bonus or raise for all the hard work she puts in!...
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Reply from Erica Medlock
May 25th, 2026 08:53 PM
Kaitlin, I appreciate your kind words and am pleased to know that I could be there for you throughout the process. Your gratitude means a lot to me, and I'm happy to have answered your questions and concerns. Thank you for your thoughtful feedback!...
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Erica is very knowledgable and always helped answer our questions. She was always willing to hop on a call and talk through our issues or concerns.
Reply from Erica Medlock
May 25th, 2026 05:48 PM
Brandon, I'm grateful for your kind words and am pleased to know I could assist you by answering your questions and addressing your concerns. If you need any more help in the future, please feel free to reach out.
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705