

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu...... Show More
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Erica was fantastic! The entire process was smooth, highly recommend her!
Super easy to work with and great customer servic!
Erica came highly recommended to us. We are very thankful we picked her to help walk us through the loan part of this home sale. She is excellent at her work and she explained everything to us completely. I highly recommend her services. David...
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Erica keep us informed on the process of the loan and the documents we needed to sign so everything went very smoothly!
It was an unforgettable experience and would def recommend to family & friends.
From start to finish, Erica was always there when we needed her. Seeing her at our closing was the perfect ending to this journey and made the day even more meaningful.
Reply from Erica Medlock
June 22nd, 2026 03:33 PM
Toshua, I'm grateful for your kind words and pleased to have been there for you throughout the process. It was wonderful to share the closing with you and make the day more meaningful. Thank you for your trust and support!
it was quick and easy. Things were layed out for easy access and uploading documents. We were kept informed through the entire process. This is the 5th house that we have boughten and was the easiest. Thank you
Reply from Erica Medlock
June 22nd, 2026 04:37 PM
Dan, I'm pleased to hear that the process was quick and easy for you. Keeping you informed and making everything accessible is always my goal. Thank you for your trust, and I'm glad this was your easiest home purchase yet!
Erica was great from start to finish. she did everything in a timely fashion. Made sure I stayed on top of everything I needed to know and do. And with the help of my realtor, we had a 3 week closing. I've never a more efficient loan officer...
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Reply from Erica Medlock
June 22nd, 2026 01:18 PM
Brittanie, I appreciate your kind words and am glad that everything went smoothly from start to finish. It's wonderful to hear that my efforts, along with your realtor's help, led to an efficient 3-week closing. Thank you for your recommendation...
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I'm very happy with my home.and want to thank everyone that helped me get it.
Reply from Erica Medlock
June 19th, 2026 05:15 PM
Sandra, I'm glad to hear you're happy with your home. Thank you for taking the time to express your gratitude for everyone's help in the process.
Erica has a great supportive and attentive team. made our closing and financing process very easy
Reply from Erica Medlock
June 8th, 2026 03:14 PM
Jake, I'm pleased to hear that you found my team supportive and attentive. It's great to know that the closing and financing process went smoothly for you. Thank you for sharing your experience!
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705