

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Love the weekly updates and availibility to call when necessary.
Erica and her team made all the paperwork seem simple it was a pleasure working with them. I'd recommend them to anyone thinking of buying a home.
Always informative throughout the complete process! Not one time was the buyer or myself scratching our heads, wondering what was going on!
Great job!
Todo fue excelente, muchas gracias
Erica made it happen every step of the way!!! This is the second home we have purchased, and by far the best experience because of Erica!
Reply from Erica Medlock
October 12th, 2026 05:06 PM
Brok, I'm glad to know that I could make the process smooth for you at every step with Flat Branch Home Loans. It's wonderful to hear that this was your best home-buying experience yet!
Good quality service
Reply from Erica Medlock
October 12th, 2026 07:47 PM
Andrew, I'm happy to hear that you found the service to be of good quality with Flat Branch Home Loans. Thank you for sharing your experience!
Kept me in the loop, geuninly felt i had a team behind me. Compared to Title that we later dealt with, they felt like they wasn't really part of the team and kinda seemed to keep me more in the Dark. Hoghly recomend the people i worked with...
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Reply from Erica Medlock
October 12th, 2026 06:30 PM
Bryant, I'm pleased to know you felt supported and well-informed throughout the process with my team at Flat Branch Home Loans. It's great to hear that our efforts stood out positively compared to your experience with Title. Thank you for recommending...
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awesome job from start to finish thank you.
Reply from Erica Medlock
October 7th, 2026 04:37 PM
Joshua, I'm glad to hear you had a great experience from start to finish with my help at Flat Branch Home Loans. Thank you for your kind words!
Erika and her team did everything they possibly could to get me and my growing family into our first home. Thank you to all that helped with this proces.
Reply from Erica Medlock
October 5th, 2026 08:59 PM
Tyler, I'm happy to hear that my team and I at Flat Branch Home Loans could support you and your family in securing your first home. Thank you for acknowledging our efforts, and I'm grateful to have been a part of this important milestone with...
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Erica was always ready to answer questions and guide us through the process.
Reply from Erica Medlock
September 28th, 2026 03:45 PM
Elizabeth, I'm happy to know that I could assist you by answering your questions and guiding you through the process. Your experience at Flat Branch Home Loans is important to me, and I'm thankful for your kind review.
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!