

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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They Made the process stress free, they were very helpful and informative.
Reply from Erica Medlock
August 20th, 2026 03:28 PM
Tracy, I'm grateful for your kind words. It's wonderful to know that you found the process stress-free and informative. Thank you for sharing your experience!
She went above and beyond for us and we closed in under 30 days
Reply from Erica Medlock
August 20th, 2026 03:22 PM
Larry, I appreciate your feedback and am glad that we could close in under 30 days for you. It's wonderful to hear that you felt I went above and beyond during the process.
Quick and easy
Reply from Erica Medlock
August 20th, 2026 07:42 PM
Emily, I'm glad to hear that you found the process quick and easy. Thank you for your feedback!
It was great
Reply from Erica Medlock
August 19th, 2026 01:13 PM
James, I'm pleased to hear that you had a great experience. Thank you for sharing your feedback!
Erica has assisted our family through numerous moves, wouldn't want nor would be able to ever move without her!
Reply from Erica Medlock
August 17th, 2026 05:08 PM
Anthony, I'm grateful for your kind words and happy to have been able to assist your family through multiple moves. It's wonderful to know that my support has made a difference for you.
Very profession but very personable Signing was a breeze had really good details and direction
Reply from Erica Medlock
August 12th, 2026 02:12 PM
Aaron, I appreciate your kind words. I'm glad to know that you found the signing process smooth and that the details and direction provided were helpful. Thank you for the positive feedback!
Erica did a wonderful job taking care of my first time home buyer. The communication was great, and she helped him feel comfortable making a big decision to buy a home. Because of her great service we were aboe to close on time with no problems....
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Reply from Erica Medlock
August 31st, 2026 12:34 PM
Rebecca, I'm pleased to hear that my communication and service made the home buying process smooth for your first-time home buyer. Thank you for your kind words and for trusting me to take care of him and keep you informed.
Erica was always so willing to help in any way she could! She is so knowledgeable and made everything so easy!
Reply from Erica Medlock
August 10th, 2026 01:05 PM
Robert, I appreciate your kind words and am glad to know that my efforts made things easier for you. It's nice to hear that my knowledge was helpful throughout the process. Thank you for your review!
Erica was always there to answer any questions and help whenever needed. she was great!
Reply from Erica Medlock
August 7th, 2026 03:12 PM
Jessica, I'm thankful for your kind words and pleased to know that I could be there for you whenever needed. It's great to hear that you found my assistance helpful!
We purchased our home without a realtor, and Erica guided us and made the process easy. She was always available and was very patient with all my questions. I appreciate her and the team!
Reply from Erica Medlock
August 7th, 2026 12:44 PM
Sarah, I'm grateful for your kind words and pleased to know that I could help make the process easy for you, even without a realtor. It's great to hear that my availability and patience were helpful. Thank you for acknowledging my team as well!...
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!