

Ellen Nichols
Mortgage Loan Officer | NMLS# 541804

Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each ... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Ellen is always helpful, patient with my questions, and thorough in answering them. I always enjoy working with her!
Ellen provided excellent service and facilitated an expedited pre approval timeline.
Ellen was prompt in answering questions and explaining the process. All of the staff were very courteous as well.
Reply from Ellen Nichols
June 24th, 2025 01:43 PM
I'm so happy to know that you found my responses prompt and explanations helpful! It was a pleasure assisting you, and I appreciate your kind words about our team's courtesy. Thank you very much for your feedback!!
Everything was smooth and Ellen was very responsive and proactive. Overall, just excellent.
Reply from Ellen Nichols
June 24th, 2025 01:47 PM
I'm glad to hear that your experience was smooth and that my responsiveness and proactive approach met your expectations. It was a pleasure assisting you, and I appreciated very much the opportunity to work with you!
Ellen was a wonderful loan officer! She responded quickly and efficiently to all communications. She was so helpful and friendly.
Reply from Ellen Nichols
June 5th, 2025 06:08 PM
Dear Christine, it was truly all my pleasure to help you. Please enjoy your new home and all your new adventures!
Ellen gave us great advice and answered all our questions. She was a pleasure to work
Reply from Ellen Nichols
May 27th, 2025 02:25 PM
It is always a pleasure working with you, Linda!! Thank you for your kind words and the positive review.
Ellen was very knowledgable and quick to find a homebuyer program that would help me find a house I could afford with a low down payment. She communicated with me through all steps of the buying process and made herself available to answer...
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Reply from Ellen Nichols
May 27th, 2025 02:29 PM
I am thrilled to hear that you had such a positive experience with the homebuying process. Rachel, helping you finance your home was my pleasure! Thank you for your kind words, and I am glad to have been able to help you achieve your goal of...
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Ellen was incredibly helpful, communicated thoroughly, and made sure everything was taken care of in a timely manner.
Reply from Ellen Nichols
May 27th, 2025 02:31 PM
I'm delighted to hear that you found my assistance helpful and thorough. It was all my pleasure ensuring that everything was managed efficiently for you. Thank you for your kind words and positive feedback!!
Ellen has been great to work with for the original purchase and then the recent refinance of my home loan! I love her expert advice given on my personal circumstances! Thank you!!
Reply from Ellen Nichols
May 27th, 2025 02:20 PM
I'm thrilled to hear that you had a positive experience with both your original purchase and recent refinance. It is always a pleasure to help you. Thank you for your kind words, Amanda!
Ellen was an amazing resource for us and she made our home buying process much easier.
Reply from Ellen Nichols
March 19th, 2025 03:54 PM
Hi Amy, I'm so glad to hear that I could help make your home buying process smoother. It was a pleasure working with you, and I'm thrilled that your experience was a positive one. Thank you for your kind words and for trusting me with such...
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About
Ellen joined the Central Bank of Boone County team in 1998 and became a mortgage loan officer in 2003. She provides each of her borrowers with legendary service while fitting them with a loan that best meets their needs. Her goal with each customer is to put them in the most successful loan possible; a loan that protects their good financial situation and gets them a home they can be proud of for years to come. Ellen understands the importance of keeping close contact with her customers and providing options that are most convenient for them. Ellen gives her customers confidence through the lending process from her years of experience as well as the stability of Central Bank of Boone County.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Bank Portfolio mortgage home financing
Conventional Fixed Rate mortgage home financing
FHA mortgage home financing
USDA mortgage home financing
MHDC mortgage home financing
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Positions
- Central Bank of Boone County - Bank ManagerMar 18th, 1998 - Oct 1st, 2001
Memberships
- Women's Council of Realtors, 2008 to present
- Woodhaven Board of Directors, Treasurer, 2019-2024
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541804
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Achievements
- Certified Tourism Ambassador 2019, Columbia, Missouri
- The Bo Frasier Legendary Service Award 2008, Central Bank of Boone County, Columbia, Missouri
- Women's Council of Realtors Affiliate of the Year 2017, Columbia, Missouri
Hobbies
- Golf
- Swimming Pool lounging
Disclaimer
The Central Trust Bank NMLS ID # 407985